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Dr. Emilio Castaldi talks about his LSM life insurance experience

Recently I received a letter from Dr. Emilio Castaldi. I thought he might want me to call one of his friends on another referral. But instead he wrote me to thank me for his life insurance experience with us. I was thrilled to see what he had written. I would strongly recommend Lorne S. Marr and LSM Insurance to anyone looking at reviewing their life or health insurance needs. Lorne's service is first rate - his website is filled with value packed information about life, ...
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Guaranteed Issue Life Insurance – What You Need To Know

There's been a lot of hype around guaranteed issue life insurance, which offers coverage without medical exams and no pushy salespersons in the process. As always, some deals sound too good to be true. To get an insight into these policies, read our latest article about guaranteed issue life insurance and find out in which cases it makes sense - and in which should you avoid it.
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New Article About Child Insurance

We have a new article in the life insurance tips section in which all the related things are discussed about life insurance for children. Does insuring your child's life make any sense or is it more insurance company shenanigans preying on innocent families darkest fears?
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Empire Life Solution Series Life Insurance: Critical Evaluation

I've been reviewing Empire Life's most recent term insurance revisions. They have made some positive refinements but in the end it's a bit of a wolf in sheep's clothing. First here's what Empire Life says about the policy: Empire Life Tweaks Its Solution Series Kingston, Ont.-based Empire Life Insurance Co. is changing its Solution Series term life insurance products, including a new pricing band and a "no fluids" approach to underwriting policies. The "no fluids" clause in policies up ...
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Insurance Makes No Sense: LSM Insurance quoted in November 2007 Money Sense Magazine

Every time you turn on the news you hear about people dying in accidents. So it's no wonder that many of us buy accidental death insurance, either as a stand-alone policy, or as a rider on an existing policy. The insurance is designed to provide for your family should you be killed in a mishap, such as a car crash or fall. "There's only one problem with accidental death insurance," LSM expert says. "It doesn't make any sense." Accidental deaths are rare, accounting for only ...
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A healthy workplace pays returns – LSM Insurance quoted in Insurance Journal again

When Professor Michael Leiter predicts a 10% return, he mean yield from a different investment than normally discussed by financial advisors, and when he mentions 'resources', he does not mean commodity investment or the mutual fund category. What he is referring to is the direct connection between a healthy workplace and efficient and motivated employees. Prof. Leiter says his research demonstrates connections between an individual's professional efficiency and work style. "The ...
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What to Look out for When Buying Critical Illness Insurance

We have a new, very informative article about buying critical illness insurance up in the life insurance tips section. Feel free to take a look!
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New Insurance Tips section

We have a new life insurance tips section up and running, where we're putting articles written by Lorne S. Marr and his associates to help you find the right insurance at the right price, with the right guarantees. We'll also be posting health insurance tips there. Check it out now!
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New Canadian Guaranteed Investment Funds

RBC Insurance announced the introduction of RBC Insurance Guaranteed Investment Funds on Monday, available for sale beginning immediately. RBC Insurance has selected 12 leading underlying mutual funds from the RBC Asset Management Inc. fund line-up for its segregated funds. Four portfolios have also been created, using these funds, to provide an innovative investment choice for consumers seeking the growth potential of mutual funds, with the security of a principal guarantee. As ...
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Real & Dorothy Duteau

Lorne was highly recommended for our insurance needs and our first meeting confirmed what we were looking for: integrity, honesty, competency and affordable products. Also throughout the process, Lorne kept us informed on the status of the application and was involved in clearing all obstacles. This is what we really appreciated, as his follow-up was 110%." With this kind of service and dedication, there is no doubt that we will be with Lorne for the rest of our ...
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