Life Insurance Canada News:

Latest posts


What Makes Humania Assurance Inc Different – Q&A with Michael Suska

[caption id="attachment_14328" align="alignnone" width="300"] Michael Suska National Sales Director at Humania Assurance[/caption] Can you tell me a little bit about your background? How did you get started in the insurance industry? I started in the life insurance industry in January 1998 with Great West Life as a disability insurance specialist. I joined Humania Assurance Inc seven and a half years ago and I am currently the National Director of Sales for Individual ...
Continue reading
good sleep lower insurance rates

How A Good Nights Sleep Could Save You Money on Your Life Insurance

To be happy, healthy and productive, you need to get enough sleep. People who take care of their health and aim for longevity deserve to pay less for life insurance and sleep is an important factor for good health throughout your life. Getting enough quality sleep can help protect your physical health, mental health, safety and quality of life. How you feel during your waking hours depends on how well you have slept. While sleeping, your body continues to work on maintaining physical ...
Continue reading

What The Financial Experts Own – Chad Larmond

Bio Chad created Larmond Risk Management in 2011 to help business owners, professionals & executives in securing the future of their families and businesses.Chad prides himself on treating his clients with the utmost professionalism.His consultative approach to insurance planning allows his clients to feel confident in their coverage as they preserve and grow their wealth.His patience and keen attention to detail ensure that his client’s best interests ...
Continue reading
Genetic testing life insurance

Why Genetic Testing Has Insurance Companies Up In Arms

Life insurance companies in Canada are once again initiating new measures to help protect consumers from discrimination based on their genetic profile. Critics, however, are not convinced the changes will ensure fair treatment. The voluntary pledge states that people applying for a life insurance policy of up to $250,000 will no longer be asked or required to provide information about previous genetic tests. Insurance companies are still allowed to use this information when applicants ...
Continue reading

We’ve Got The Answers: How Can I Motivate My Clients to Take Action?

Today's Life Insurance Question: how can I motivate my clients to take action? This question came to me while I was thinking about The Raptors season starting tomorrow (and it just so happens I am prepared with my Raptors shirt today!). I thought about a challenge that Coach Casey faces- how does he motivate his players? As advisors, we face the same challenge and that is getting our clients to take action, especially with something such as life insurance, which is an intangible ...
Continue reading

We’ve Got The Answers: How Will Diabetes Impact my Life Insurance?

Today's Question: I am a diabetic, how will that impact my life insurance? Diabetes certainly has a large impact on your life insurance, but thankfully, insurance companies are a lot more lenient today than they were in years gone by. If you are a diabetic, obtaining a life insurance policy is relatively easy and like anything, it depends based on various factors. Factors such as your weight, any medications you are on, your blood sugar reading, whether or not your diabetes is ...
Continue reading

What Makes IA Excellence Different- Q & A with Jaclyn Nemethy

I recently reached out to Jaclyn Nemethy, Regional Sales Director at IA Excellence to give a breakdown on what makes IA Excellence so different. Can you tell me a little bit about your background. How did you get started in the insurance industry? Jaclyn Nemethy is a graduate of the University of Toronto with an Honours degree in Human Biology. She joined IA Excellence as the Inside Sales Associate and has been a Regional Sales Director servicing Ontario for the past three and a half ...
Continue reading
Life insurance traps to avoid

25 Life Insurance Traps To Avoid

Getting life insurance is important, however it can be tricky. There a few traps some people fall into. As with any contract, always pay close attention to the fine print! That tiny font could have a serious impact on your life – and the life of your loved ones. A little common sense and careful planning can help you avoid making mistakes with your life insurance and ensure your family is properly protected.Watch out for the following fine print “traps.” Trap #1 Pre-existing Medical ...
Continue reading

We’ve Got The Answers: Which is the Best Life Insurance Company in Canada?

Today's Question: Which is the best life insurance company in Canada? This is quite a loaded questions, like most of the questions I get and there are many different components to the answer. Choosing which company you want to purchase your insurance from is similar to choosing your policy. There are a plethora of factors that will play a role in determining which company will best suit you. Certain companies will benefit certain individuals and needs more so than others. It ...
Continue reading

We’ve Got The Answers: Is Life Insurance Worth the Money?

Today's Question: Is life insurance worth the money? Like many intangible purchases, many people question whether or not life insurance is worth the money. A lot of people question if it is really necessary at all. Determining whether or not life insurance is worth your money depends on your individual needs and lifestyle. If an individual is single with no dependents, and no current need for life insurance, it's likely not going to be worth the money (unless you want to leave money ...
Continue reading