Life Insurance Canada News:

News from 2013

Life Insurance Mistakes Can be Costly

Life Insurance Mistakes Can be Costly

Back in June, the story of Bob Lavigne’s struggle to have the insurance company honour his fiancée's life insurance policy was first posted. Bob’s fiancée, Consuelo Hermogino, was diagnosed with lung cancer seven months after being reunited with her children, who had come from Taiwan to live with her and Bob, their soon-to-be stepfather. An immigrant from the Philippines, she had met Bob at church and they fell in love. She passed away before being able to marry ...

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Beneficial Changes To Plans Help With Insurance Challenges

Beneficial Changes To Plans Help With Insurance Challenges

Life insurance plans have changed over the last 20 years, but most people would agree that it was a change that was needed. Two decades ago, a person of advanced age or with a pre-existing medical condition had very little opportunity to get life insurance at a reasonable rate. These days, with the promotion of no-medical life insurance such as simplified- or guaranteed-issue plans, there are more options than ever for people who have health concerns. Basically, the bottom line is that ...

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Top 7 Insurance Commercials: #7 Life Can Surprise You

This week, we're starting a new series of articles in which we'll take a closer look at the best insurance commercials from around the world. We'd like to continue the course set by our Top 10 Insurance Jokes and bring a lighter note to this serious issue. Number 7 on our list is the advertising campaign for the Indian AEGON Religare Life Insurance Company Limited. The campaign launched on July 16, 2010. It was created by the Indian branch of the international ad agency Ogilvy & ...

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Why Insurance Brokers Are Selling Disability Insurance

Why Insurance Brokers Are Selling Disability Insurance

“There is no time like the present.” Over the years, this quaint idiom has meant many things to many people, but perhaps it's the life insurance broker who has truly exemplified its meaning. A career trying to sell people on an idea that they're too scared or sometimes too naïve to face can be a tough living. Ideally, disability insurance is a “get it while you're young” type of sale. Unfortunately, the very necessity of a disability insurance plan ...

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Strategies to Enhance your Reputation in the Insurance Industry

Strategies to Enhance your Reputation in the Insurance Industry

Life insurance agents are among the most untrusted professions. They fall near the bottom of the list, with the likes of door-to-door salespeople and politicians. The results of a “Most Trusted Professions 2013” poll don't show life insurance professionals in a good light. What is it that has insurance agents at the bottom of this list? How are sex workers viewed as more honest and trusting than insurance agents? These are both questions that professionals in the life insurance ...

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Rejected for Life Insurance

Rejected for Life Insurance

Rejected for life insurance? You still have options. No one expects to be rejected for life insurance coverage, and when it happens, it can come as quite a shock. Insurers can deny coverage for many reasons: high-risk behaviour, financial issues, and, one of the most common reasons, medical concerns. No one company is the same as another, and what might be covered under one company may get you declined by another. But those three factors are generally the areas that cause insurers the ...

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What Is Critical Illness Insurance?

What Is Critical Illness Insurance?

"People don't need insurance because they are going to die… They need it because they are going to live." – Dr. Marius Barnard Dr. Christiaan Barnard performed the world’s first adult heart transplant in South Africa in 1967. His lesser-known brother, Dr. Marius Barnard, also a heart surgeon, developed critical illness insurance. He developed this insurance because he saw the need to help people who were suffering financially because of hardship from illness. ...

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Top 10 Insurance Jokes

Humour is a very subjective topic. It’s the same as art — what one person finds entertaining might sound dull or even offensive to another. The insurance business in general is not an area that most people would find funny, so we took some extra time to put together something that’s really worth it! This article is a collection of (in our opinion) the most entertaining jokes, anecdotes, and cartoons we were able to dig up. Making a top 10 was a very intensive job — there might be thousands ...

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Lorne Marr

LSM Insurance, Lupus Ontario partner, up for inaugural Lupus Bowl

LSM Insurance and Lupus Ontario invite friends, colleagues, and the media to their inaugural bowling night benefiting Lupus Ontario on February 7, 2014, at 6:30 p.m. at World Bowl, located at 9 East Wilmot Street near Leslie Street and Highway 7. “Everyone here is honoured to take the opportunity where our colleagues and friends join together for a great cause,” said LSM President Chantal Marr during a recent interview with Examiner.com. “We are humbled every day by the ...

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Declined for Disability Insurance? RBC Insurance Has the Answer

Declined for Disability Insurance? RBC Insurance Has the Answer

RBC Insurance offers disability coverage to workers who traditionally don't qualify. If a long-term disability befalls you and you are unable to work or earn an income, it is truly devastating to your survival. Disability insurance is designed to protect you from these circumstances and cover your loss of income when you are unable to work, but thousands of people are self-employed or work in industries that are usually categorized as high-risk, and they don't qualify for ...

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