Obesity Keeps Rising Worldwide

Posted on September 17, 2011 and updated April 12, 2018 in Insurance Types, Life Insurance Canada News, Life Insurance for Women, Non-medical, Term Insurance 3 min read

In 2010, approximately 4.5 million Canadian adults (18% of all Canadians) reported height and weight parameters that classified them as obese according to the Body Mass Index guidelines of Health Canada.

Between 1985 and 1995, the percentage of obese Canadians rose dramatically, and now again, between 2003 and 2010, obesity among men rose from 16% to nearly 20%, and from 15% to 18% among women. Add to that the fact that half of Canadian adults (52%) reported height and weight that classified them as obese in 2010, (61% of men and 44% of women), which extends even beyond the 49% reported in 2003.

Currently, the average Canadian adult male weighs 180 pounds, while the average Canadian adult female weighs 140 pounds. Men are 5’8.5″ and women are 5’3.4″, on average. Compare that to the average American male, who weighs 190 pounds and stands 5’9.5″, while the average American woman weighs 164 pounds and measures 5’4″, according to the CDC’s Human Health Survey, 1960-2002. In the UK, the average male is 183 pounds (13 stone, 1 lb.) and stands 5’7″, while the average female weighs 154 pounds (11 stone) and stands 5’3″ (both considered obese according to the Body Mass Index).

Other places in Europe face the same problem. The average German male, for example, weighs 181.7 pounds, standing at 5’10”, and the average female weighs 148.8 pounds, standing at 5’5″. In 2007, a study called Germans “The fattest people in Europe.”

The Japanese continue to buck the obesity trend, as Japanese men weigh 140 pounds (equal to the average Canadian woman) and stand 5’7.5″, while Japanese women weigh 110 pounds and stand at 5’2″.

In addition to health complications like diabetes, heart disease, and high blood pressure, obesity can greatly impact the cost of your life insurance premiums. The four categories for coverage are as follows:

Preferred Rates: for individuals in very good health and with an excellent family health history; see our article on Preferred Rates for more information

Standard Rates: the rates most applicants receive

Rated/Substandard: given to individuals who have a higher risk level

Declined: The insured is denied coverage

Based on an in-house survey of six life insurance companies, a male with no other health issues can qualify for life insurance coverage at standard rates at 5’9″ and 250 pounds or 6’0″ and 265 pounds.

For more information, visit our Non-Medical Life Insurance Quote Page or our regular Instant Quote Life Insurance Calculator. You can also contact our office at 1-866-899-4849.

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Sandra
Sandra

Like all investors, Life insurance companies have to take every aspect into affect when issuing you a policy. They want to make sure they are getting the proper amount of return for the “risk” they are taking on insuring your life. This means that if a person has a higher risk of dying due to age, occupation or medical conditions they are going to have to pay a higher premium than someone who is younger and in good health.