Term 100 Life Insurance with a Twist

Union of Canada offers a term 100 life insurance policy with a unique twist.

Called Select Life, this policy generally has the best pricing and is available in base amounts of $200,000 or higher. There are no policy fees on the plan, and the premiums are guaranteed never to increase.

What sets it apart from other Term 100 policies in Canada is that the insured has the option of taking a reduced paid-up amount of coverage equal to half the policy face amount after 15 years, assuming the insured is age 55 or older.

For more details on Term 100 life insurance in Canada, please contact us at 1-866-899-4849, or visit our Whole Life Insurance Instant Quote Page.

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  • LSM Insurance
    September 16, 2011 at 8:27 am

    Hi Arthur,

    Thanks for the note. We will be in touch shortly. Regards, LSM

  • Arthur
    September 16, 2011 at 12:02 am

    I am a 71 year old male, non-smoker, with some meds for a heart condition. I had a heart attack in 2003, but have recovered very well to lead an active lifestyle. I am interested in your Term 100 Life Insurance for $50000 coverage.
    Please email any possibilities.

  • LSM Insurance
    September 6, 2011 at 11:28 am

    Hi Michele,

    Thanks for the note – we will send you an email shortly.

  • Michele
    September 5, 2011 at 9:23 pm

    is it possible to get a quote for a coverage of 150k and 200k for a male 38 years old and non-smoker and a female of 40 years old smoker, both in general good health? I’m looking for a T100 and a whole life insurance for 20 years. Please provide premiums separately. Thanks a lot.

  • LSM Insurance
    September 2, 2011 at 8:48 pm

    Thanks for the note we will get working on a quote and be in touch by email. Regards,

  • Oleh
    September 2, 2011 at 8:59 am

    Interested in 200 k.
    Occassional cigar smoker–56 yrs old
    on Meds for high blood pressure.
    Send me a quote.

  • LSM Insurance
    September 1, 2011 at 11:07 pm

    Hi Blake,

    Thanks for the note. The premiums will depend on the face amount of the policy we will send you an email with additional details.

  • Blake
    September 1, 2011 at 9:35 am


    I am 78 and I do have some health issues, but your “term to 100” sounded appealing. I would like some more details.I do not smoke and drink very little 1-2 glasses of wine per week.
    BTW, I live in Canada

  • LSM Insurance
    September 1, 2011 at 4:13 am

    Thanks for the note. The rates will depend on the type of plan and the policy benefit. We will send you an email now. Regards,

  • BRAM
    August 31, 2011 at 9:48 pm

    I am a non-smoker, non-drinker, non-drug user 60
    year old male that needs some basic Term Coverage..
    Any ideas?

  • LSM Insurance
    August 31, 2011 at 7:30 pm

    Thanks for the note Alphius. We are happy to help and will send you an email now so we can begin working on some quotes for you and your spouse. Regards, LSM

  • Alphius
    August 31, 2011 at 6:37 pm

    Hello! My spouse is 59 years old and I am 63 years old. In essence, we are both in semi-retirement and would like to secure life insurance for both of us. Presently, we are living on social assistance which is fixed income in nature. We are looking to find some life insurance with monthly premiums that we can afford based on our budget. Please provide us with some options so that we can take a serious look at them in terms of our well being and benefit. I would most certainly appreciate an earlier response to my query. We only two children who are both grown up (age 36 & 37 years old). Thanks!!

  • LSM Insurance
    August 31, 2011 at 12:47 pm

    Hi Rodney,

    Unfortunately you would have to be in Canada when you complete your application. Regards, LSM

  • LSM Insurance
    August 31, 2011 at 12:46 pm

    Hi Leo,

    Thanks for the note. The premiums will depend on your age, smoking status and health status. We will send you an email now.

  • Rodney
    August 31, 2011 at 12:06 pm

    I’m a canadian citizen working in Saudi Arabia. Would I be able to start a policy with out meeting the residency requirements? This would be assuming I was to leave here (saudi) in a year or so and become a permanent cdn resident again???

  • Leo
    August 31, 2011 at 11:39 am

    Hello Sirs,

    I would like to look into the possibility of a 250 K 100 yr policy etc.