Desjardins’ Long-term Care Plan

Our second in a series of close look assessments of three of the leading long-term care insurance plans in Canada is coming at you now. We began with Sun Life, but now we examine Desjardins Insurance’s Long-term Care Plan.

Pros

• A major benefit is that the client gets to use the funds as he/she sees fit and not necessarily in any care facility.

Cons

• Premiums are only guaranteed for the first five years.

• The policy is a bit high at $150/year.

The following is an example of pricing for a 60-year-old, female non-smoker: $232.31/month We should also mention that premiums are lower for men.

If you like more info on this, or any other long-term care insurance plan, visit our Long-term Care Instant Quote Page, or call our office at 1-866-899-4849.