Life Insurance for Women:

News from 2011

Obesity Keeps Rising Worldwide

In 2010, approximately 4.5 million Canadian adults (18% of all Canadians) reported height and weight parameters that classified them as obese according to the Body Mass Index guidelines of Health Canada. Between 1985 and 1995, the percentage of obese Canadians rose dramatically, and now again, between 2003 and 2010, obesity among men rose from 16% to nearly 20%, and from 15% to 18% among women. Add to that the fact that half of Canadian adults (52%) reported height and weight that ...
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Insurance Policy Claims: The Necessary Steps

So something has happened to you or your family, but thank goodness, you have insurance, and now it's time to file a claim. But how is that done exactly? What do you need to do to prepare?Don't stress! We'll show you... Life Insurance Policies Filling out paperwork is the last thing you want to do when you lose a loved one who has named you his or her life insurance beneficiary, which is why we at LSM Insurance try to make the paperwork as painless as possible. Still, here are the ...
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Ask Our Experts Your Life Insurance Questions

LSM Insurance has been providing life insurance solutions to Canadians for just under 20 years. Our team of experts helps unravel the mystery of life insurance and answer questions like the following: How much life insurance do you need? What is the best type of life insurance plan? Which life insurance company has the the best rates? Will my occupation effect my premium? How much more will I pay because I smoke and how long do I have to quit smoking to get a ...
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Analysis of Canada Life Universal Life Rate Increase

Canada Life increased rates on its Universal Life Level Cost of Insurance, and Limited Cost of Insurance policies, as of February 7, 2011. The increases followed rate hikes by Manulife, Industrial Alliance, and Equitable Life. Many Canadian insurers have had to re-evaluate the pricing of their Universal Life policies as a result of continually, historically low interest rates. As a result, clients will see the following changes: (more…)
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