Key Canadian Financial Indicators

We have brought together all of the most important Canadian financial indicators outside of the stock market. Here on this page, you will find Canadian mortgage rates, Canadian term deposit rates (major banks) and the rate of inflation in Canada.

Mortgage Rates

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Use these rates with our own Ontario mortgage calculator on

If you need help with any mortgage issues, don’t hesitate to contact us with any questions. We work with the best in the business.

One mortgage broker we recommend, especially for difficult mortgages in Toronto is Stephen Spriggs. Online application is available on his site.

Canadian Banks: Annual Interest Rates for Term Deposits

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These rates are very helpful as they give you a very good idea of just what the banks are willing to offer you for your money. You can use these rates in the Annual rate of return on Investments in Step 3 of the Life Insurance Needs Analysis calculator.

These term deposit rates are at the top of the scale of what Canadian banks are offering right now. While mortgage rates are very low right now so are the returns on bank deposits. Something to keep in mind when looking at the rate of inflation in Canada as below.

Consumer Price Index: Rate of Inflation Canada

According to the Bank of Canada, the average Consumer Price Index rate over the last 12 months is:

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In straightforward terms, the CPI is simply the rate of inflation – how much less your money is worth every year. Currently keeping your money in the bank in Canada, just keeps pace with inflation.

To actually get ahead with your capital requires advanced taxes and estate planning, as well as shrewd investment in either stock or property. Give me a call at 905.248.4849 to discuss your own situation.

Life insurance is part of the equation to protect your family, but not all of it. I’ve helped many others with just these issues and we would like to help you too.

life insurance testimonials
I work with LSM Insurance on the paramedical side of the industry. Quality Underwriting Services set up the insurance medicals. The LSM team are very easy to work with as they always prepare their clients for the medical procedure prior to our health team going out. (1 of 86)