Insurance is my Calling

Jack Bendahan portait
Jack Bendahan
Jack Bendahan with mom
Jack and his mom
Jack Bendahan with dad 2
Young Jack with dad

Every day, people go to work and do just that. Work. Sometimes, it goes by gentler names like the nine-to-five or the daily grind, but the truth remains that for the majority of folks, work is what happens during the five-day countdown to the weekend.

But for some of us, work is something entirely different. It's the reason we wake up every morning. More than what we do, it's what defines us as individuals. It's what we think about on the two-day countdown to Monday. And when it becomes that, it's no longer work at all. It's a calling. For me, it was a series of events beginning in 1999 that eventually gave me the purpose and passion to find my place, my calling, in the insurance industry.

I was in my mid-twenties, a young, exhuberant York University graduate running a successful business in the financial sector. As lucky in love as in commerce, I was dating an amazing woman (whom indeed, I would marry five years later). Things couldn't get much better, I thought. And I was right. They could, however, get worse.

One afternoon, I arrived at my family home only to be greeted by a pale, silent version of my mother. I sat on the couch, eyes stinging with tears as she bravely explained about the rare and life-threatening medullary thyroid cancer she had been diagnosed with. Numbly, I left the house that evening, walking block after block as I tried to collect my thoughts. I was the eldest son in a family of boys. I knew I'd have to be strong for my younger brothers but how, I couldn't imagine. No one ever expects something like this to happen to them. I remember, even as I tried process the terrible news, that it seemed so surreal. My mother had always been there for me, from scraped knees to the chest-colds. She made me feel invincible because I'd always thought she was. That was the first time I truly understood what it meant to be vulnerable.

Several months later, my father was rushed into hospital for emergency coronary artery bypass surgery. It's an awful feeling walking into Recovery and not recognizing your own dad. Slowly, his condition improved, but it was a long and difficult road for us all.

Why am I sharing this with you?

Because Insurance is not my job, it's my passion. Hindsight's 20/20. At one point or another, we've all for whatever reason, wished we had been more prepared. My parents never had Critical Illness Protection. This insurance product would have paid them a lump sum after thirty days of surviving their respective illnesses. Imagine the medical assistance and homecare resources this would have looked after. Think about the access to better doctors that would have been made available; or even compensation to take the time off work for a restful family vacation. My parents always provided the best for me. I wish I could have said thank-you in a way they deserved.

If you're like me, this is as unpleasant a subject to think about as it is to address. One in 2.3 men and one in 2.6 women living in Canada will develop Cancer during their lifetime. Sickness is a statistical eventuality. Now, we're working on changing that, but in the meantime, why not investigate what you can do to protect yourself and your family? My family deserves the best in life, disability and critical illness needs. I'm betting yours does, too.

So pick up the phone or send me an email. Life's precious. Let's talk about it.

Jack Bendahan, "The Life Man"

Mary and Phil


Mary and Phil

Although we both had life insurance with our employers, my husband and I always wanted to make sure we had extra life insurance especially with young children and a mortgage. Once the children grew up, graduated and got married we realized we did not need as extensive coverage. Our former Insurance Company was not able to provide us with suitable and more practical options except for raising our premiums because of our ages and never answering our telephone calls. We looked around for alternate Insurers and found Jack Bendahan "The Life Man" of LSM Insurance. We found him to be a very personable and professional young man who met with us in our own home to discuss the various options available. It is comforting to know that our life insurance needs have been addressed based on our changing circumstances and that Jack is always readily available should we have any questions.

Mary and Phil F.

Adele Speers


Adele Speers

Going through Jack Bendahan of LSM Insurance helped me understand what Life Insurance really means for my family - Security and Trust. That's what I needed and he provided it with great knowledge.

Scott Phillips


Scott Phillips

When selecting life and disability insurance, I was fortunate enough to engage Jack Bendahan of LSM Insurance. Jack’s professionalism and enthusiasm made me feel immediately that I had chosen the right individual to represent me. I would highly recommend Jack and LSM Insurance to anyone seeking competent insurance representation and advice.

Scott Phillips

Dags Marasigan, PMP


Dags Marasigan, PMP

Jack Bendahan of LSM Insurance facilitated two (2) insurance policies that fit my financial needs and lifestyle in 2006. After signing the policies, my dealings with Jack and LSM never ended as he referred me to someone who helped me buy a house and he also gave me tips regarding insurance mortgage. He is not like a car salesman where once a deal is closed, you are basically on your own. Jack will not stop being a professional insurance/financial advisor as soon as he closed his own deal(s). He will see to it that he will be there for any assistance that you require within his expertise and reliable network. For my friends, acquaintances and work colleagues who've asked me for a financial advisor, I never hesitated in giving them Jack's contact information.

Dags Marasigan, PMP

Riyaz


Riyaz

Jack of LSM Insurance is one of the very few honest and knowledgeable insurance persons out there. My wife, Farzana and I were shopping for insurance back in 2006 when we came across LSM Insurance and Jack. He gave us all the time we needed and went through the various options in great detail and answered all questions to our satisfaction. In 2009, we were blessed with a baby girl and have since purchased a second policy through LSM Insurance. Jack is very passionate about his job and and is truly the "LIFE MAN".

Best regards,

Riyaz V

Charlotte Hutcheson

Speaking from the perspective of parents with a young family, as soon as each of our daughters were born, our lives of course were forever changed. Like all good parents, we naturally went into "protective" mode and everything we lived and breathed beyond that point was in consideration of our girls first! The "what if's" began to enter our minds... "What if one of us becomes ill or dies?" We could not begin to completely enjoy this journey with our daughters without the security of knowing that in the event of a tragic accident or sudden illness, the remaining parent would be taken care of and be able to focus on being a supportive parent, not just focused on keeping a float with paying all the bills. We always had mortgage insurance through our financial institution and with our growing family, we decided to look into the terms and conditions and overall reliability of this policy. To our surprise and disappointment, we had been contributing our hard earned dollars to something that may not have necessarily helped us in a moment of need! Message here to all young families with or without children, reevaluate your life insurance plan and make sure your investment is concrete! In researching mortgage and life insurance brokers, we came across this article which swayed us into contacting LSM Insurance.

We were referred to Jack Bendahan a senior broker at LSM Insurance. As soon as we met Jack, we knew we had made the right decision. Jack and LSM Insurance don't employ high pressure sales tactics - Jack came with facts, personal experiences and a very candid and warm personality.His passion for what he does is very apparent and personal! He made us feel extremely comfortable with the process of defining our personal needs.

As much as discussing the eventuality of death or illness is not pleasant, it helps to have someone like Jack put a positive spin on the planning process. When all of the options are laid out in front of you and explained in plain language, you instantly begin to see the value in being proactive and realistic.

My husband Mark and I were both a bit apprehensive and intimidated by the process of choosing the right plan for us because we’ve made mistakes in the past but it really comes down to finding the right person to help you make that decision. Jack has a young family of his own and he speaks to you as somebody who really understands your needs and more importantly your feelings about protecting your family. We not only have our own insurance broker now, we have a new friend.

Charlotte Hutcheson

Wilhelmus William


Wilhelmus William

We found our meeting with Aman Kapur from LSM Insurance to be very informative. Aman helped us in clarifying all our doubts and in answering all our questions about life insurance.

We were presented with several options and one of the options of a multi-layered term policy appeared perfect for us. We were very glad to have even received a rate reduction upon policy approval as opposed to what was initially quoted. We feel strongly that we would refer Aman Kapur's services to people who we know is looking for life and health insurance.

Tim Landry


Tim Landry

I have been in the insurance business for almost 45 years (since the end of October, 1969 - wonder how many of LSM's crew were even born LOL). It is a pleasure to be involved with this firm. They are part of a TINY group of advisers who understand Living Benefits and actually work in that area.

They are true quality professionals who care about their clients and truly work for THEM. I can honestly say that - if you are looking for any product they sell, you should deal with LSM. Their true interest is YOU - their client. You will always be pleased with your choice

Joanne Sibbio

Jack's story of how he got into the life insurance business brought tears to my eyes. Jack should be very proud of his accomplishments and I am very proud to have him as his life insurance agent.

Jack, thank you for your honesty and your time!

Joanne

Michael Tourangeau


Michael Tourangeau

I have known Aman for around 4 to 5 years and have found my interaction with him very delightful. He has expressed genuine care in taking into account mine and my family's insurance needs.

In his dealing with us, he has come across not as a sales person but as an individual who cares, who is sensitive towards our financial welfare both as an advisor and as a friend. I would like to have him meet, whenever possible, more people who he could help in their insurance needs!

Pastor Michael Tourangeau

Pastor Doug McClain


Pastor Doug McClain

From our first meeting, I understood that Aman knows his profession that he represents. He is very thorough and explained the solutions really well in addressing my needs. I found him to be a good person to do business with- very friendly. He relates to people very well and I enjoyed his presence. I would consider Aman to be highly recommendable.

Pastor Doug McClain

Kumar Sinniah


Kumar Sinniah

We got talking to Aman while looking for life insurance. We wanted a detailed insight to the several options available to us. We found Aman very knowledgeable in the subject of insurance. As a broker he could explain the various products and plans to us.

More importantly, he also explained the entire process of getting insurance and underwriting to us. He is not pushy or in a hurry to sell anything. He focused on our needs and hence gave us a sense of comfort. We found him very friendly and well conversant. His knowledge and personality would encourage me to refer him to the people I know looking at life and health insurance options.

Jude Glen Fernandez


Jude Glen Fernandez

I felt very comfortable working with Aman. His knowledge on insurance was very impressive. He explained the options available in detail which made my selection process very easy.

I found Aman very friendly. I was very impressed with his demeanor and the patience he showed during the entire process. His follow-up was very effective and timely matching my needs. I would definitely refer him to other people.

Jude Glen Fernandez

Nicole and Vincent Moore


Nicole and Vincent Moore

We found Aman a very courteous and a professional person. He was willing to meet us whenever we were available and that meant working around our busy schedules. Over the years as our needs have changed, Aman was able to offer plans matching the changing needs.

Patti Galbraith

Noor - thank you so much for your time and your patience and detailed information. You are doing a wonderful job and I certainly appreciate your efforts in answering all of my many questions.

Kudus to you for persistence and the people who work on the website, it is great for customers to have this type of helpful information. It builds loyalty, trust and credibility, something that insurance companies and consumers need more of these days.

Warm regards,

Patti Galbraith

Wilma and Carl de Boer

Both my wife (Wilma de Boer) and myself, (Carl de Boer) want to express our sincere appreciation for Ms. Noor Kapur. Prior to meeting Ms. Kapur representing the LSM insurance company, we had considered other insurance companies. However, shortly after we personally met Ms. Kapur, we felt that she truly represents the slogan LSM insurance uses - "A partner you can trust."

Mr. Kapur, explained the policies and answered our questions very professionally, and with patience to help us understand our policies with LSM insurance.

Thank you, Ms. Noor Kapur for your excelent help and services n behalf.

With sincere appreciation,

Carl and Wilma de Boer

Jatinder Loomba


Jatinder Loomba

I have found the LSM website immensely useful and I'm grateful for you agreeing to let me use some of your information on disability insurance - more specifically your breakdown of partial versus residual disability insurance - for my new book. This will greatly benefit my students. I also appreciate the responsiveness and professionalism of Syed Raza.

Many thanks to LSM insurance.

Jatinder Loomba
 

Carolyn Davis-Jardine

As a migraine sufferer with a bad back, she is unable to work and tries to make ends meet on the extremely low fixed income support cheques of the Ontario Disability Support Program. It took her second husband Dan Jardine to insist that the two get life insurance and his help to pay the premiums before she ever considered it as something

Then, in August 2010, four short years after purchasing two $25,000 life insurance policies in each other's name, Dan was the victim of a tragic accident. A laminator by day, he would often help friends with small construction projects that they couldn't do by themselves by night. It was one of those times when he fell off of a friend's roof and fell into a coma. A few days later, Carolyn had to make a heart wrenching decision:

"I had to pull the plug. Dan's body was so badly damaged and, according to the doctors, he wasn't going to come out of it," she says. Because I love Dan to pieces, I mean, I loved him so much, I went through a very hard time where I couldn't even talk or call anybody."

Read the full story here

Carolyn Davis-Jardine

Lisa Harbinson


Lisa Harbinson

Lisa Harbinson wanted a new life insurance policy for her mother Joyce. She thought mom was paying too much at over $100 a month for a $10,000 term policy that she had borrowed money against and now it was time to pay it back. Obviously, Lisa thought it was also definitely time to look for a more reasonable plan that wasn't about to expire.

In addition, she began to research the cost of funerals, so she could purchase exactly the amount she needed to give her mother a proper send off, but little did she know at the time, that send off would come so soon.

Read the full story here

Michelle Kolkman

Thank you for your prompt service in dealing with my individual insurance needs. It was a pleasure to work with Syed Raza and the advice he provided was very useful. Thank you for your efforts.

Regards,

Michelle Kolkman

Lewis W. Best


Lewis W. Best

I really appreciate all the hard work Andrew Burdi and LSM Insurance have done for me. I had been insured with a company for years and only recently learned it was term insurance, I had no idea what that meant.

Andrew took the time to visit me at my home at a time convenient to me. Together we called the head office of the company that held my existing insurance policy. We found that my premiums, which were 67 dollars a month for the last nine years, were going to go up in a year on my 80th birthday to 243 dollars per month. The following year the premiums were to rise up to 275 a month and the subsequent year the premiums were supposed to go up 310 dollars per month.

When I heard that, I was very disappointed and confused how this could happened to me.

I'm on a fixed income and I need this policy for my final expenses. I'm really glad that Andrew took the time to explain things to me. He researched the market place and was able to find me a reasonable priced plan - one where the premiums will never increase. This cost certainty is crucial for me given I am on fixed budget.

If anybody is considering purchasing personal insurance I would most definitely use LSM Insurance and ask for Andrew Burdi, because he really knows his stuff.

Thanks again for setting it straight for me Andrew, you are most appreciated.

Lewis W. Best

Shameel Siddiqi


Shameel Siddiqi

I use to work for LSM Insurance and can tell you first hand this is great place to buy your life, disability insurance or critical Illness insurance. Their honest and reliable and the service is outstanding.

Shameel Siddiqi

Aidan Mackenzie


Aidan Mackenzie

You have a great website and your team does a top notch job.

The life insurance industry in Canada has undergone a lot of change and you've done a terrific job staying up to date with these changes.

Aidan Mackenzie
Senior Sales Consultant
The EDGE BENEFITS

Michael and Patti Dicio

I thank you very much for your help and guidance with our Critical Illness insurance needs. You were very thorough in your explanations and while the application process took much longer than we initially anticipated, we were very pleased with your follow-up and the final outcome.

We wish you continued success and look forward to working with LSM Insurance in the future.

Full letter of Michael and Patti Dicio

Ajay Samantray

I think this site is awesome and I would recommend it to anyone. The level of detail, the organization and relevance of info is quite impressive. What makes it even better is the prompt response from the moderator, which is absolutely for free!

Ajay Samantray

Laura Hug

The online support offered by LSM Insurance is second to none. Specifically, their online tax calculator is more sophisticated than any other available resources, and provides clear, easy to understand tax estimates.

The tax forum with user questions and LSM Insurance responses is an excellent source of information for Canadians with varied tax scenarios, and many different tax situations have already had comprehensive and informative responses posted. Nice site, nice people!

Laura Hug

Nara Namhera


Nara Namhera

Thank you Andrew! We are thankful that Andrew helped us fix our policy the cost of which was rising every year and we were not aware of this. Andrew came over and revealed that our policy was a ticking time bomb. Thanks to Andrew – he found the problem and me and my family are protected now.

Nara Namhera

Frank Guilllaume


Frank Guilllaume

Thank you Andrew for helping me, you explained to me how to find the right coverage at a price that I can afford for my family. He was slow and helped me understand what I needed!

Thank you so much and God Bless You.

Frank Guilllaume

Elizabeth Zuest


Elizabeth Zuest

It is great to work with Andrew.

He asked me all of the questions that were pertinent to assessing my risk then developed a plan to protect my best interests.

He was able to put together a series of quotes from different companies, including RBC, Manulife, BMO and Canada Life to name a few, showing me the differences in price and product offering and discussed the value of each company.

Thank you Andrew for sharing your time to make sure that what I was moving forward with I thoroughly understood and fit my budget.

I would definitely recommend Andrew anytime.

Elizabeth Zuest

Mike Murphy


Mike Murphy

LSM Insurance provides an extremely valuable resource with their website. They answer many questions right on the site and really take a lot of the mystery out income tax, life insurance and benefits. They have saved me a lot of time and headaches in searching for answers!

Mike Murphy
www.swervemarketing.com

Wilfred Louideus

When I arrived to Canada, I knew I wanted to protect my family and make sure there was enough money in case something would happen to me. I also knew I wanted my coverage to last for life, not end in 10 or 20 years.

Andrew Burdi offered an unbiased review of all of the top companies in Canada and was able to deliver exceptional value and the lowest price for the best possible coverage I could get.

I also referred Andrew to a good friend from my country and he used a different company in his case, because his criteria were slightly different.

Andrew, thanks again for your hard work.

Wilfred Louideus

Marci Scolnik


Marci Scolnik

After having been self-employed for over 16 years, I always wondered what would happen if I were unable to work due to sickness or cancer and didn't really worry too much about it until recently, specifically when I purchased a property.

I have been doing business with Andrew Burdi for numerous years. At the beginning, I was not knowledgeable about the insurance industry whatsoever. When I met Andrew, he was able to explain my various options in a very precise and understandable matter.

I found Andrew to be extremely knowledgeable with all his products, and was very thorough and patient. Andrew deals with over 15 companies so I felt that I was provided with so many choices and was able to get the best value. I did speak with another agent who dealt with only 2 or 3 companies and the difference was that Andrew works for those companies, too, but he also offered unbiased advice relative to those companies. He truly never pushed one particular company. It was clear that I wanted to work with Andrew and I continue to do so.

I found Andrew to be honest, patient and well read with all of his products and I would have no problem recommending him to my friends and family and in fact, have done so already!

Thanks for making the difficult world of insurance seem easy.

Jonathan Truong

I am highly impressed with the forum and the level of detail of information provided within it. Just looking at the dates and time alone from each thread, the moderators were quick to provide an answer instead of directing the users to other information which are usually vague and does not necessarily answer directly to the user's individual and unique problems. Highly recommended for anyone and everyone residing in Canada!

Jonathan Truong

Jamie Janjevich

For nearly six years now our organization, The Gryphin Avdantage Inc., has had a relationship with LSM Insurance as a supplier of life and living benefits insurance. LSM Insurance has consistently performed as an industry leader in both the level of production, and the quality of the business.

Our firm values our relation with LSM Insurance and strongly recommends them.

Jamie Janjevich

Scott Mulholland

I’ve known LSM Insurance for many years.

As someone who has worked in the insurance industry for over 20 years – I am very selective about the types of organizations I recommend.

LSM Insurance provides top flight service to its clientele. Constantly staying ahead of the technology curve, LSM Insurance is one of Canada’s top resources for life and living benefits information. People considering doing business with his firm are without question, as informed as any clients in the industry. They are true professionals and pay attention to detail. LSM is well positioned to support individual’s in-surance needs far into the future.

Scott Mulholland

Jaebue Daniel Lee

I think this site is awesome and will recommend it to anyone. The info you guys provide for free and with good nature make me feel as if I should be paying for your service.

Please keep this site alive and kicking, it's a great reference tool.

Jaebue Daniel Lee

Robbie Gardner


Robbie Gardner

I work with LSM Insurance on the paramedical side of the industry. Quality Underwriting Services set up the insurance medicals. The LSM team are very easy to work with as they always prepare their clients for the medical procedure prior to our health team going out. This preparation is key and the reason for successful and smooth appointments for their valued clients.

Ms Robbie Gardner RN
Vice- President Marketing
Quality Underwriting Services Ltd.
3 Centre Street, Ste. 206
Markham, ON. L3P 3P9

Dave Elfassy


Dave Elfassy

Your tax calculator is GREAT and the information on your site is even better.

As a self employed business person  – time is a valuable commodity. What I like most about your site is the information is laid out in an easy understandable format without a lot of fluff.

John Gibeau


John Gibeau

You have a truly excellent website.

I used it to compare personal tax rates at different pay scales, and I used it to estimate term insurance needs for a business buy-out.

Well done, and I sincerely wish you all the success you deserve.

John Gibeau
Honeybee Centre
Surrey, B.C.

Deon Scheepers

It was a great pleasure to work with Aman and LSM Insurance. The personal touch really made me feel comfortable with the whole process. We were well-informed and LSM's focus on customer service and satisfaction made them the company we wanted to trust with this big decision.

Deon Scheepers

Susan Mast


Susan Mast

It was last October when I decided that it would be a good idea to protect my pay and acquire disability insurance to cover my greatest asset, my income. After searching the internet, I found LSM Insurance on the web and quickly realized that I was at the right website.

I was referred to Andrew Burdi, LSM's living benefit expert, who took the time to explain how I could protect my retirement from life's uncertainties, such as cancer, heart attacks or simply being too hurt or sick to work.

We set a meeting and Andrew came to my house and we went through evaluating my needs in the event of a critical illness and or disability. We applied for coverage and I was approved.

Ninety days had passed since Andrew delivered my critical illness policy and it was time for my annual physical. Unfortunately, testing concluded that I had advanced colon cancer. Within 5 days of being diagnosed, I had to go for surgery.

Fortunately I took Andrew's recommendation. Andrew asked me if I was comfortable with the idea to have him come to the hospital to complete the claim forms to get things moving. I signed off to have Andrew assist me with the claim and he was instrumental in doing just that, gathering information then calling all the specialists involved.

Today I am fortunate enough to have a $ 100,000 tax free cheque delivered to me by Andrew Burdi from LSM to simply allow me to focus on getting better which give me the financial freedom to focus on my recovery which is now my first priority.

Four months ago I knew nothing about critical illness coverage until I met with LSM. Thanks to Andrew and LSM today I received a cheque for $ 100,000.

Thank you again for all your support and your willingness to assist with the claim personally.

Warm regards,

Susan Mast

Carrie Leduc

On Behalf of the Crease Family, we would like to thank Aman Kapur for making this transition very pleasant and easy experience. We found Aman Kapur to be a very knowledgeable and friendly financial advisor and help us with all or questions and concerns.

Carrie Leduc

Haider Ali


Haider Ali

On our web search for life insurance, we were fortunate enough to meet Syed M. Raza of LSM Insurance. He patiently listened to our needs and concerns and hence provided us with the best solution and advice suited uniquely to what we had desired for the financial security of my family. I recommend the services and help of Syed Raza at LSM Insurance to anyone who is looking for financial security and peace of mind."

Regards,
Haider Ali

Marieta Medina


Marieta Medina

I was looking around on the internet when suddenly I saw the LSM Company website, and they immediately contacted me through MR. SYED RAZA. With his exceptional patience and warm accommodations, I felt very comfortable with the service he gave me and he answered all the questions about my existing Life Insurance, through him I’ve learned so many things and the best part is that he never pushed me to take anything from his presentation. He gave me enough time to choose and know what I really needed at that time. May I mention too, that unlike other agents that will just call you because you haven’t bought anything from them yet, I’m very proud to say that until now, SYED and I are still communicating after I decided what to get. For that, I will definitely recommend him to anybody. Thank you Syed, you’ve really given me a two thumbs-up service!

Marieta Medina

Jackie Chavarria

I thank Syed Raza and LSM Insurance for their hospitality and understanding towards helping me organize my financial situation. They directed me to a debt free lifestyle, Syed's tips and advice were very helpful. Without his help, I don't think I'd have money saved up.

Take care,

Jackie Chavarria

Queen Cruz Espiritu


Queen Cruz Espiritu

Syed M. Raza of LSM Insurance is one of the most patient and understanding individuals I've dealt with.

It was my first time getting a life insurance and he made it extremely easy and straight forward. There was no pressure and he made the process go very smoothly. I would certainly recommend LSM Insurance to any future individuals who may need insurance. Thank you Syed for a wonderful stress-free experience.

Queen Cruz Espiritu

Cristina E. Ozoa


Cristina E. Ozoa

I’ve always had my insurances paid for by the company I work for and I always ended up continuing it when it is time to sever ties. When I felt the need to have another insurance, I did not know anyone in the industry. I was lucky enough to have googled the right provider - LSM Insurance - and met Syed Raza, who is a warm, professional, and very patient person. Syed never pushes you to sign up. That I find really amazing as most agents would push me to decide. He took time to visit me in my office to explain the details. Until now, Syed still continues to provide answers to my queries and I have been grateful to him for that.

I have recommended Syed Raza and LSM Insurance to the people I know and will not hesitate to that in the future. I am very happy with the excellent service and care that I have received.

Cristina E. Ozoa

Stanley and Elizabeth Hmiel

We want to thank Aman for his attentiveness and his committment to customer service. We appreciate his time in guiding us to the right policy.

We feel very comfortable with our insurance needs at present.

Thanks for the time you spent with us.

Stanley and Elizabeth Hmiel

Tom Carey

Aman provided the most attentive and personable service I have experienced from an insurance agent. The bonus was that he was able to get me a rate quote considerably lower than anything else I had been offered.

I would definitely use Aman's services again and recommend him to my colleagues and friends.

Tom Carey, Guelph, Ontario

Paul Rogers


Paul Rogers

I've known LSM Insurance team for over seven years. They always deliver outstanding service and provide unbiased, quality advice, ensuring you get the best life and living benefit insurance plans available.

Fred Cross


Fred Cross

I wanted to thank you for the excellent service you provided. You were very thorough in your explanations and I wouldn't hesitate to refer you in the future.

Lewis Lee


Lewis Lee

I had originally shopped for insurance on line and I had come across your website.

Your service has been outstanding and you helping me get an exceptional rate on my life insurance.

I look forward to working with you in the future.

Lewis Lee

Bob Birk

Thank you for proving a complete analysis of my insurance needs.You took the time to shop around to make sure I got the best rate possible.

Bob Birk

Dr. Elliott Steinberg

I would highly recommend the LSM Insurance team for anyone who is thinking of reviewing their financial needs. They are committed to customer service and professionalism and bring clarity to the financial planning process.

Dr. Elliott Steinberg

Mirko Pribisic

I just wanted to thank you for your continuing services in terms of insurance and financial needs. You continue to exceed my expectations and provide me with top-notch service. Congratulations on your recent accomplishments, and I am sure you will continue to be a leader within your industry.

I look forward to working with you in the many years to come.

Mirko Pribisic

Carlos Pontuschka

I have been a client of LSM Insurance for quite some time.

I have always found them to be very responsive whenever I have had inquiries about insurance. I have referred LSM to many of my friends over the years, and I will continue to do so.

I have been in contact with many sales representatives in the past, and continue to find LSM Insurance's service to be of the highest quality.

Carlos Pontuschka

Vithi Pasupathipil

I was truly impressed with the time and energy you put forth in serving my insurance needs.

It's easy to see why you have been such a success in your chosen profession.

Vithi Pasupathipil

Parvati Outar

I just wanted to thank you for your outstanding service.

You spent the time necessary to insure I got a great plan at a terrific price.

I look forward to dealing with you in the future.

Parvati Outar

Ramesh and Nirmala Karia

We have been clients of LSM Insurance for 8 years. They have been an invaluable resource of information for all our insurance and financial inquiries.

We had dealt with many other brokers and agents before meeting the LSM team and they all lost touch after the sale was made. People from LSM care about their clients and that's why we have and will continue to refer all our friends and family to LSM Insurance.

Keep up the great work.

Ramesh and Nirmala Karia

Janet McQuaker

I was thinking of buying Life Insurance for some time and was very pleased with the approach you used in analyzing my insurance needs. I have been approached by many pushy insurance people in the past and I was surprised and impressed at what a difference a good broker can make. You were pleasantly persistent and very responsive to my questions and concerns.

Your standing as one of Canada's leading life insurance brokers is well earned and I feel very comfortable with you looking after my insurance needs in the future.

Janet McQuaker

Maria Farrugio

I want to thank you for your prompt service in dealing with family's life insurance needs.

My husband and I had not talked to our Canada Life broker since he left the business many years ago and we were concerned our current plan did not suite our needs. The premiums had been increasing annually for over 10 years.

You took the time to research our policies and were able to make the appropriate adjustments to our insurance plans to better align the program with our current needs.

Thank you again for all your help.

Maria Farrugio

Catherine & David Dicks

Thank you for your assistance and guidance.

Choosing the correct products for us was very important. We are quite comfortable with our selections.

We would also like to thank you for your friendly business style and the efficient manner in which everything was handled.

Catherine & David Dicks

Radmir and Pranvera Xhabija

You made the whole process of buying insurance simple and easy for us.

We very much enjoyed doing business with you and would unequivocally refer your name to friends and family looking for assistance with their insurance and financial needs.

Radmir and Pranvera Xhabija

Frank Outram

I have been a client of LSM Insurance for several years.

I have always been very happy with their professionalism and their first rate follow-up.

I would highly recommend the LSM team to anyone who is experiencing life changing events which may cause them to re-examine their insurance.

Thank you again!

Frank Outram

Nathaniel & Tess Mariano

Thank you for helping out with our insurance needs. You set up a great plan at very affordable rates. We look forward to having you assist us in the future.

Nathaniel & Tess Mariano

Carlos Hugo Ponce Torres

I have worked with LSM Insurance and I am now one of their clients.

I would strongly recommend the LSM team to anyone looking to review their life or health insurance needs. LSM Insurance has been a leader in the industry for many years and provides outstanding service.

Carlos Hugo Ponce Torres

Lucien Graur and Anda Graur

The LSM Insurance team was introduced to us by Empire Life. We were very displeased with our previous broker - the service was unacceptable. We were also extremely frustrated with the fact that our questions were not being addressed an our concerns were being ignored.

The LSM team took the time to listen and get our complaints resolved in a timely manner. We were very impressed with their "customer first" approach.

LSM Insurance also got us a great plan at a terrific price.

Lucien Graur and Anda Graur

Arthur Balaniuk


Arthur Balaniuk

LSM Insurance was referred to me by a close friend.

I had spoken with several insurance people prior to meeting with the LSM team and I was very impressed with their straightforward approach.

I am very pleased with the plan they set up. It's easy to see why they have become so successful and I would not hesitate to refer others looking for insurance and investment solutions to LSM Insurance.

Dr. Drue Mandel


Dr. Drue Mandel

After the SARS outbreak last year, my wife and I looked at our existing insurance coverage and questioned whether it was sufficient. We called on you to evaluate our coverage, and were impressed with your knowledge and expertise. We found you very pleasant to work with, and were pleased that you were available to us for appointments and times that were convenient for us.

Thank you again for your skilled and kind assistance.

Yang Yang and Anna Yang


Yang Yang and Anna Yang

We were very pleased with the service provided by LSM Insurance.

They were persistent without being pushy and helped us get a great plan at a great price.

Raymond and Shauran Ramdihal


Raymond and Shauran Ramdihal

Thank you for all your help!

You were referred to us by a friend and we were thrilled with the level of service you provided.

You made the entire process of buying insurance enjoyable and you saved us money in the process.

Raymond & Shauran Ramdihal

Mario Mavrides


Mario Mavrides

I have been a client of LSM Insurance for three years and have been extremely happy with their service.

Their approach is straightforward and is time friendly. It's a great feeling to know I have first rate professionals looking after my insurance and financial needs.

Bob Redinger


Bob Redinger

If you are considering purchasing any Financial or Insurance Product and Services, then there is only ONE provider that you should consider dealing with and that provider is: LSM Insurance.

Leigh-Ann Rousom


Leigh-Ann Rousom

We want to thank you for the excellent customer service and value of your products. We are particularly happy with YOU as our provider. You have been very informative and have met all of our needs in a timely manner. I will continue to refer LSM Insurance without hesitation!

Dr Emilio Castaldi


Dr Emilio Castaldi

I would strongly recommend LSM Insurance to anyone looking at reviewing their life or health insurance needs.

LSM's service is first rate - their website is filled with value-packed information on life, disability and critical illness insurance. I found their insurance needs calculator very user friendly and I was able get an instant life insurance quote in seconds.

It's easy to see why LSM Insurance is a leader in the industry.

Maher and Salwa Rizkalla


Maher and Salwa Rizkalla

We have been clients of LSM Insurance for over nine years, and we have always found the LSM team very responsive to all our insurance and financial needs.

Wade Rumbolt


Wade Rumbolt

I wanted to express my sincere gratitude for the way you and your team handled my wife's death claim on her insurance policy. It is my belief the measure of an insurance broker is his/her responsiveness at a time of need.

When my wife passed away I contacted your office and you treated my claim as a top priority. You returned my call immediately to get the claim process started and provided a clear and concise summary of what documents were needed to have the policy pay out as quickly as possible. You walked me through every step of the process and I sincerely thank you for being so available, attentive and courteous during such a challenging period in my life.

Wade Rumbolt

Jackie C


Jackie C

I have been very happy with LSM Insurance. Not only did I get an immediate quote to my insurance inquiry, but they followed up promptly and finalized everything in the comfort of my own home. The LSM Insurance team got me the best deal out there.

Thanks for everything.

Jackie

Falak Patel


Falak Patel

I wanted to thank you for doing such a terrific job in servicing my family's insurance needs. You made the entire process fun and easy and you gave us the best rate on the market.

I was also very pleasantly surprised to hear I won a brand new iPod. Thanks again and keep up the terrific work .

Falak Patel

John and Linda Brewer


John and Linda Brewer

It's been a pleasure having you handle our family's insurance needs. You had a real interest in finding out about our aspirations and goals and took the time to find the best possible solution.

You put the „pro“ in professional and we look forward to working with you and the future.

John and Linda Bewer

Real & Dorothy Duteau


Real & Dorothy Duteau

LSM Insurance team was highly recommended for our insurance needs and our first meeting confirmed what we were looking for: integrity, honesty, competency and affordable products.

Also throughout the process, the LSM Insurance team kept us informed on the status of the application and was involved in clearing all obstacles. This is what we really appreciated, as their follow-up was 110%.

With this kind of service and dedication, there is no doubt that we will be with LSM Insurance for the rest of our lives.

Howard Ublansky


Howard Ublansky

I have been a client of LSM Insurance for several years.

In 2002, I was declined for life insurance. At that time, I decided to contact the LSM Insurance team. As my family's primary breadwinner I applied for mortgage life insurance to protect myself and my three young children if anything should happen to me.

In keeping with the standard insurance processes I underwent medical exams and provided some blood samples. I received a letter from the insurance company that I was denied coverage. It turned out I had diabetes. My wife was very upset - we were concerned with how our expenses would be paid if I died.

Thankfully due to a change in lifestyle my health greatly improved and LSM Insurance was able to shop the market and get me a terrific plan at a great price.

I have been very impressed with the service provided by the LSM Insurance team - their follow up has been excellent.

Lorraine S.


Lorraine S.

I just wanted to touch base and thank you again for your help in solving our insurance needs. As you know, I had difficulty obtaining insurance in the past and I really appreciate you searching the different insurance companies in order to get me a life insurance plan at an affordable rate. The service was also excellent through the application process.

Stephanie Burkholder


Stephanie Burkholder

I couldn't be more pleased with the service provided by LSM Insurance. They have been looking after my family's insurance needs for many years.

Their service has always been outstanding and I would highly recommend anyone seeking to purchase insurance place a call to LSM Insurance team.

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3 Comments

  1. […] "Life’s precious. Let’s talk about it", suggests Jack. By the time you’ll have read his story, you may agree with him. Lorne S. Marr Insurance Services Limited 2900 John Street Suite 302 […]

  2. Joanne Sibbio 04/03/2014 at 7:30 pm

    Hi Jack
    wow i just read your article, it brought tears to my eyes….you should be very proud of your accomplishment and i am very proud to have you as my life insurance agent..thank you for your honesty and your time ….

  3. LSM Insurance 04/03/2014 at 7:39 pm

    Thanks for sharing your experience. I share your sentiments regarding Jack.

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