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A Closer Look: CPP Term Plans
Since June 2006, Canadian Protection Plan [CPP] has offered various term life insurance plans underwritten by Unity Life. The flagship plans in CPP's lineup are Deferred Term, Simplified Term and Simplified Term Plus.They are all available without a medical and can be purchased online or through a broker.
The flagship plans in CPP's lineup are Deferred Term, Simplified Term and Simplified Term Plus.They are all available without a medical and can be purchased online, or through a broker.
Before you choose a plan that works for you, take a closer look and see what each one means for your financial future.
Deferred Term
- There's only a handful of health questions, but be aware of the stringent height and weight table.
- The death benefit is limited to a return of the premium (plus interest) in the first two years of the policy, unless the death is accidental.
- The maximum face amount is $100,000.
Simplified Term
- It comes with a wide range of health questions, but there's still no medical assessment.
- The death benefit starts from day one.
- Face amounts up to $150,000
Simplified Term Plus
- Plus has the lowest premiums in CPP's simplified insurance lineup, but has the widest range of medical questions as well.
- The death benefit starts from day one.
- Face amounts up to $150,000
For a free quote, go to our Instant Quote Page or call me directly at 1.866.899.4849.
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Interested in getting a term insurance quote.
thanks Bev
Thanks for the note. We’ll contact you shortly.
Regards … Lorne
Hi: I am a 55 year old male. I work as a Funeral Home Assistant, as well as being self-employed as a cater. I have a monthly income of 2500.00 - 3000.00. I am interested if C.P.P.has a plan to cover loss income due to an accident or illness.
Thanks.
Hi Michael, Thanks for the note. I’ll be in touch by email shortly. Regards …
please contact me about life insurnce at age 72 term life up to age 100.
Hi Markus,
Thanks for the note. We are happy to help out. I will send you a separate email now. Regards … Lorne