Life Insurance for Women – Two Steps to Right Insurance

What are you priorities?
Photo by Rolands Lakis
1. Are you sure you should be working?
Are you a busy mom? Do you think about getting a job after your maternity leave? Women often think that they can contribute much more to their family budget by working instead of staying at home. But often the reality is different.
Our Child care calculator can illustrate you the advantages and disadvantages of becoming a working mother in 3 easy steps. By entering your approximate year income, your childcare costs and other costs like clothing, traveling or meals this tool brings you to discover your real annual income into your family's budget.
Try it on our website!

How expensive would it be
to replace your contribution
to family's budget?
Photo by Alessandro Vall
2. Calculate your insurance needs and get an instant quote
Try our online Women’s Life Insurance Needs Calculator and find out which amount coverage would fit best to your needs and lifestyle. Our calculator will show you how expensive would it be to replace your contribution to your family's budget, and help you decide which amount of coverage would be fitting to your needs. After calculating your needs we will bring you to a quote form which will straight use your results.
If you feel like you don't need the calculation just skip it and get a quote about the right insurance for you now!
More articles about Life Insurance for Women
Insurance Claim Denied: Answering Questions Correctly
06/11/2013Bob Lavigne is steaming mad at the insurance company. Photo by Jimmy McDonald Consuelo Hermogino's life couldn't have been better. A new immigrant to Canada from the Philippines, she was about to get married to the love of her life, … Continue reading
Unclaimed Life Insurance Benefits
05/02/2013Feeling lost? It's actually easy to search for your unclaimed benefits. Photo by Rana Ossama According to the Canadian Life and Health Insurance Association, 22 per cent of the people who request a search for lost life insurance policies find … Continue reading
Different types of women in need of life insurance
08/02/2012Mother by es1123 Life insurance is not just for men anymore. Gone are the days when all the information about life insurance was skewed towards men. Chantal Marr, President of LSM Insurance, is perfectly aware of the fact that more … Continue reading
Universal Life Insurance for Women
07/31/2012Universal Life is cheaper for women Photo by Pedro Ribeiro Simes Universal life insurance rates for women differ from those of men because females tend to live much longer. According to Statistics Canada, women actually live 4.7 years longer than … Continue reading
Insurance Tips for Women
07/29/2012Woman and Son by Daniel Montemayor Over the past few decades, women have emerged as near-equals in the workforce but they still do not carry the amount of insurance as men. While in the past home-schooling, transporting children, cooking, house-keeping, … Continue reading
Life Insurance for Women Myths
07/26/2012Woman by Victor1558 According to statistics, a huge proportion of high-income women believe that life insurance is just an extra expense and that they don’t need it at all. Another part of the female population is convinced that it’s enough … Continue reading
Guaranteed Issue Life Insurance for Women
07/04/2012Women might need guaranteed issue life insurance Photo by Renato Ganoza Guaranteed issue life insurance policies have no medical test and no health questions. The premiums for guaranteed issue life insurance policies are lower for females. The rationale being that … Continue reading
Women Play a Larger Role in Canada’s Workforce, But What Protects Them If They Lose Their Jobs?
06/30/2012Women need disability insurance now more than ever. Photo by spaceodissey Though the earning gap between men and women still exists in Canada, it is closing and more and more women are pursuing careers, while their men stay home and … Continue reading
Mentally Ill Wife Killer Entitled to his Spouse’s Life Insurance Proceeds
05/30/2012A wife's husband is entitled to her life insurance benefit -- trouble is, he killed her. Photo by Megan Ann In a stunning ruling by the Ontario Court of Appeal, a man who murdered his wife in 2006 was found … Continue reading
Six Ways to Save on Life Insurance in Canada
05/23/2012Save money on life insurance. Photo by Duckie Monster Life insurance premiums can be pretty expensive even though they're one of the most worthwhile investments you can make for the future of your family. Luckily, LSM is sharing the tricks … Continue reading
Women and Life Insurance: Interesting Facts
04/17/2012It should be no surprise to anyone that women live an average of five years longer than men, but it may surprise people that only 40 per cent of women have ever breached the topic of life insurance with their … Continue reading
Joint First-to-Die Life Insurance
03/28/2012Joint first-to-die policies don't show the same savings as two individual life insurance policies. Joint first-to-die life insurance policies cover both individuals (almost exclusively spouses) under one policy, while individual life insurance policies create two individual plans for each insured. … Continue reading
BMO Insurances Easy Term 10 Plan for Men and Women
02/13/2012Don't despair, BMO offers Easy Term 10. Photo by Ben Smith BMO Insurance offers a Easy Term 10 Life Insurance plan direct via their call centre. The plan uses age-nearest pricing, and the following are the rates at $50,000, $100,000, $150,000, … Continue reading
Obesity Keeps Rising Worldwide
09/17/2011You can still get life insurance if you are obese. Photo by Colin Rose In 2010, approximately 4.5 million Canadian adults (18% of all Canadians) reported height and weight parameters that classified them as obese according to the Body Mass … Continue reading
Insurance Policy Claims: The Necessary Steps
08/18/2011After your loved one passes, we'll make it easy to collect on their life insurance policy. Photo by Megan Ann. So something has happened to you or your family, but thank goodness, you have insurance, and now it's time to … Continue reading
Ask Our Experts Your Life Insurance Questions
06/07/2011LSM Insurance has been providing life insurance solutions to Canadians for just under 20 years. Our team of experts helps unravel the mystery of life insurance and answer questions like the following: How much life insurance do you need? What … Continue reading
Analysis of Canada Life Universal Life Rate Increase
04/15/2011Canada Life's Universal Life policies are on the increase. Photo by wlodi Canada Life increased rates on its Universal Life Level Cost of Insurance, and Limited Cost of Insurance policies, as of February 7, 2011. The increases followed rate hikes … Continue reading
Elisabeth Prosper: Whole Life Insurance Specialist
12/06/2010Elisabeth Prosper was born and grew up in Haiti before heading to France where she completed a Master Degree in Economics at the University of Aix-En Provence. Currently, she is a fully-licensed life insurance broker and as LSM Insurance's … Continue reading
Chantal Marr: Term Insurance Pitfalls
12/03/2010Chantal Marr Chantal Marr was born in Quebec and raised in Thornhill, Ontario. She completed her Bachelor of Arts at Laval University in Quebec City and a Bachelor of Education at the University of Western Ontario. She is bilingual in … Continue reading
Tamara Humphries: Non-Medical Insurance Specialist
11/29/2010Tamara Humphries would be happy to help you with your non- medical insurance needs. Tamara Humphries was born in Sudbury, Ontario and has lived in many varied Ontario cities such as Kingston, Peterborough, London, Timmins, North Bay, Whitby and North … Continue reading
Women’s vs. Men’s Term Life Insurance in Canada
11/29/2010You won't believe how much money you'll save as a woman. Photo by Victor Bezrukov Unity Life of Canada joined the Foresters family in April 2008 and as of Jan 23 2012 changed their name to Foresters Life Insurance Company. … Continue reading
Whole Life Insurance for Women
11/26/2010Don't worry, Whole Life insurance is less expensive for Women. Photo by Gabriele Fontana Women pay a much lower premium for Whole Life policies than men. The following looks at the top three carriers for $250,000 worth of Whole Life … Continue reading
Critical Illness Policies for Women in Canada
11/26/2010The difference in premiums between genders isn't as significant with Critical Illness. Photo by Alessandro Vall Critical Illness insurance pays a lump sum if the insured is diagnosed with a critical illness, such as cancer. The number of illnesses considered … Continue reading
Critical Illness Insurance Eases Financial Burdens of Breast Cancer
06/07/2010A breast cancer diagnosis can be a shock, but Critical Illness Insurance can cover the cost of fighting it. Photo by Victor Bezrukov In addition to the ravages of the disease, it's no secret that breast cancer patients face a … Continue reading
BMO Insurance’s Well Woman Cancer Insurance Versus Critical Illness Insurance
04/22/2010Should you get BMO Well Woman Insurance? Photo by Ivan Emelyanov BMO Insurance's Well Woman Insurance covers the insured, if they are diagnosed with cancer of the breast, fallopian tubes, cervix, ovaries, uterus, vagina or vulva. The plan provides cash … Continue reading
Comparing Life Insurance Rates for Men with Rates for Women
07/16/2009Your insurance rates could be vastly different from your spouse's. image by Ian MacKenzie All things being equal, insurance rates for women are much less than they are for men. The reason for this is the average woman in Canada … Continue reading