Life Insurance - An Intangible Asset with a Tangible Effect
One of the reasons life insurance is not purchased by more people is the insurance industry often does a poor job of illustrating it's true value.
Unlike other assets life insurance is not something you can touch. Sure you have a policy with a lot of legal wording but the true value of the life insurance goes well beyond those pages.
A life insurance policy can change the lives of an entire family.

Family by Mark Evans
I remember delivering my first claim cheque more than 10 years ago. Up until that point I was successful in selling life insurance but I was not working with a sense passion. I was explaining the numbers but was not properly illustrating the way life insurance can shape a family's destiny.
However, when I came to the widowers house on an Autumn morning with a cheque of $255,000 in my hands this all changed. The mother of two teenage children was still very distraught but she had a sense of relief that there was now enough money to cover the funeral, pay off the mortgage and a few other small debts.
If the situation had been reversed if her husband had thought it was more prudent to put the money towards another investment or other household expenses his family's future would of turned out entirely different. His wife and children would have been uprooted from their home and they would of been confronted with slew of financial hurdles during the most challenging stage of their lives.
Life insurance can be complicated but in it's purest sense it allows an individual to defend against the unexpected insuring his/her family's dreams remain intact.
If you have any questions or would like us to design a plan for your particular situation please do not hesitate to call me at 1.866.899.4849.
I have a mother who is 57 years of age..what is the best Life Insurance policy for her age?…she is currently in hospital and will come home soon…at the moment she can hardly walk, no feeling in her feet..shaky head…and hands…doctors dont know what is wrong with her…
Hi Sham,
You mother would have to have a clear diagnosisi or should could apply for a guaranteed issue plan. The article below highlights how the policies work.
http://lsminsurance.ca/tips/non-medical-life-insurance/guaranteed-issue-life-insurance
I would be happy to work out some quotes.
Regards … Lorne
I need more information on life insurance; its uses, benefits and any other info I can get from you as I intend signing up one.
Thanks for the note. I am happy to help out. I will send you a separate email now. Regards … Lorne