Get your client a discount on insurance

Everyone likes a deal. When laundry detergent is on sale, you stock up because you know you’ll eventually need it. The same could be true of life insurance, and your client could benefit from a volume discount by buying more.

Cost-of-insurance calculations can sometimes produce a “club pack” discount effect. Not only could a larger policy cost less per $1,000 in coverage, but it could also carry a lower overall premium.

Exploring Alternative Life Insurers

In its October issue, The Insurance And Investment Journal published an article about new potential insurance products that should help to face the rising COI pricing increases. Lorne Marr was asked to provide independent opinion. LSM believes smaller insurers can offer interesting alternative.

"Union of Canada is one company that we started to do some work with. They have a pretty unique Term 100 product. It basically gives the insured the level premiums for life. It gives them a (50 per cent) paid up feature at the end of 15 years or age 55, whichever comes earlier...Western Life is another smaller company that still has a very good Term 100 product and they haven't adjusted the rates on it."

Insurance and Investment Journal: Embracing Young Clients

This article was published in July's Insurance and Investment Journal

Embracing young clients

When Lorne Marr began his career at metropolitan Life Insurance Co. of Canada 18 years ago, he spent a full year cold calling. He approached former fellow students, friends and colleagues, and built up a clientele of young professionals. "I knew a lot of young people just starting their careers like myself," he said in a recent interview.

LSM Insurance Joins The Care Alive Softball Tournament

The Care Alive Foundation for Epilepsy
is named after 32-year-old
Caroline Cunningham.

On Friday, August 13, 2011, the team from LSM Insurance will take to the diamond for a very special baseball game.

We will be running the bases and hitting it out of the park for a very important cause. Care-Alive (The Caroline Cunningham Foundation for Epilepsy) was started in 2009 by the friends and family of Caroline Cunningham after her death from Sudden Unexplained Death in Epilepsy (SUDEP) at the age of 32.

The foundation named in her honour serves to provide support for those living with epilepsy and their families and raise awareness of epilepsy and SUDEP. In an effort to keep administrative costs to a minimum, Care-Alive is run entirely by volunteers, so almost 100% of their proceeds go to the cause they support.

LSM Insurance on Ourfaves.com

OurFaves.com Logo

We are proud to share with you that LSM Insurance now has its place on OurFaves.com.

If LSM Insurance is "your fave" as well, please visit OurFaves.com and let everyone know what you think about us.  We'll be very happy to hear from you.

Alternatively, you can leave us a comment on our website or contact us directly here.