Life insurance

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Great West Life Group Benefits
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Did You Know? Over 50% of our clients appreciate a savings of 30% or more on their group benefits premiums!

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LSM Insurance is an independent insurance agency working with 14 different insurance carriers.

With Every Quote: Free Special Reports

Two Special Reports are offered with every insurance quote:

  • Universal Life
  • Whole Life

Reports

Each illustrated report is delivered in PDF format to allow you to print out the report and read it at your leisure offline.

These reports will help you navigate the tricky waters of insurance rivers.

Each kind of policy has its own particular function - whether investment or protection or a combination of the above. Each insurance company offer a confusing array of products in most categories.

Lorne S. Marr, a fifteen year veteran of deciphering major insurance company policies, outlines the major concerns with each kind of policy and then goes on to disect the current top policies from that category from the top companies in Canada.

Each report is like an accelerated course in insurance analysis. The reports include the most up-to-date policy information and are updated every three to six months.

Quick to read and heavy on facts, if you are considering insuring yourself in Canada, you can't afford to miss our Canadian Life and Health Insurance report series.

A company group benefit plan shares the financial risk of health related expenses among the group of employees, under one contract, who pay into a fund or pool.

When a employer has a Group Benefits Plan in place for their employees, any member of the group who becomes ill or requires services is financially compensated by the plan according to the terms laid out in the contract between the employer and the insurance company.

Family members of employees are also covered under the plan as specified by the contract.

Advantages to Providing a Group Benefits Plan to Your Employees

  1. a competitive edge in the job market.
    You attract and retain employees, which helps minimize costs associated with high turnover.
  2. access to insurance at a reduced cost
    compared to most health and dental individual insurance plans. Group plans do not discriminate and are not anti-selective, offering all participants the same benefit plan.
  3. a cost effective method to protect employees.
    Increased productivity and higher morale by providing financial security and support to employees.
  4. a tax effective form of compensation.
    Most premiums an employer pays are tax deductible as a business expense.

A company group benefit plan shares the financial risk of health related expenses among the group of employees, under one contract, who pay into a fund or pool.

What Clients Say

Real & Dorothy Duteau
Real & Dorothy Duteau

Lorne was highly recommended for our insurance needs and our first meeting confirmed what we were looking for: integrity, honesty, competency and affordable products.

Also throughout the process, Lorne kept us informed on the status of the application and was involved in clearing all obstacles. This is what we really appreciated, as his follow-up was 110%.

With this kind of service and dedication, there is no doubt that we will be with Lorne for the rest of our lives.

Mario Mavrides
Mario Mavrides

I have been a client of Lorne's for 3 years and have been extremely happy with his service.

Lorne's approach is straightforward and time friendly. It's a great feeling to know I have a first rate professional looking after my insurance and financial needs.

Arthur
Arthur Balaniuk

Lorne Marr was referred to me by a close friend.

I had spoken with several insurance people prior to meeting with Lorne and I was very impressed with his straightforward approach.

I am very pleased with the plan he set up. It's easy to see why he has become so successful and I would not hesitate to refer others looking for insurance and investment solutions to him.

Maher Rizkalla
Maher and Salwa Rizkalla

We have been clients of Lorne Marr for over 9 years, and we have always found him very responsive to all our insurance and financial needs.

More Life Insurance Canada Testimonials


LSM Insurance
2900 John Street Suite 302   Markham,   L3R 5G3   Toronto, Ontario | GPS: 43.825131;-79.3536561
Office 905.248.4849 Fax 905.300.4848 | Contact via email
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