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Chantal Marr Quoted in the Boston Globe

Posted on July 16, 2013 in Life Insurance Canada News, LSM In The News

Chantal Marr was recently quoted in the Boston Globe on the topic of insurance for former steroid users. Nick Cafardo quotes the president of LSM regarding the possibilities that clients with history of steroid abuse might have when it comes to traditional insurance policies.

The Boston Globe by Tony Fischer
The Boston Globe by Tony Fischer

In the article, Marr explains that clients with such a health record do qualify for insurance — but they must abstain from steroid use for at least a year. Any current users of substances that enhance performance are ineligible for traditional insurance policies. Clients who were using these substances for over a year but who are currently abstinent and have been for less than ten years are most likely looking at up to a 250% policy rating. On the other hand, clients who abused steroids for less than a year and quit more than ten years ago can qualify for standard insurance rates.

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  1. Jason 07/19/2013 at 2:37 am

    Do insurance check for Steriods in Urine or Blood sampoles

  2. LSM Insurance 07/19/2013 at 1:13 pm

    Jason, Insurance companies generally will not check for steroids in Urine and Blood tests. But if is on the application and the insured answers “no” the insurer could deny the claim if something happens.

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