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Insurance Medical Exams: Electrocardiogram Test

EKG Andy Ciordia

ECGs are tests used
on older insurance applicants.
Photo by Andy Ciordia

Electrocardiogram or ECG tests are completed on older applicants or those with past health history. It's also required on some policies with higher face amounts. The test can be completed at a client's home or office, but a couch or a bed must be available to complete this test. An ECG will take approximately 20 minutes to complete.

Additionally, the ECG is complemented by a paramedical and blood profile test, which will add approximately 45 minutes to the test, and the insured should block off at least an hour for the nurse's visit. In order to make sure the insured has his or her best test results, he or she should be in comfortable clothes and a peaceful setting.

 Improving your ECG results, starts with improving the health of your heart, and you can do that by doing the following:

  • Choose an aerobic activity like jogging, bicycling, dancing, or walking and slowly build to 30 minutes a day
  • Cut down significantly on fat and salt
  • Eat more fibre
  • Stop smoking
  • Eat heart-healthy super foods like blueberries, salmon, oatmeal, spinach, and soy protein

 For more details on insurance medical tests in Canada, please contact us at 1-866-899-4849 or visit our Term Life Insurance Instant Quote Page.

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  1. alec 06/16/2011 at 12:51 pm

    How many weeks does it take to get a significant boost in ECG results for a 50 year old applicant?

  2. LSM Insurance 06/16/2011 at 8:48 pm

    Thanks for the note – it is hard to pinpoint an exact number. But following the tips above i.e. living a healthy, relaxed well balanced lifestyle will help you score the best test possible.

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