BMO Easy One Life Insurance Pricing

Old Man by mrhayata

BMO Insurance's Easy One application is sold directly by BMO Insurance and is not available via its independent broker channel. The plan provides lifetime protection and immediate coverage. The insured must answer a health declaration verifying that they do not have a serious illness. The coverage amounts are $2,500, $5,000, $10,000 and $15,000.

There are no distinctions in the pricing between smokers and non-smokers. Thus all things being equal smokers are paying a lower rate than normal and non-smokers are getting the short end of the stick.

Below is sample pricing for males and females:

$5,000 for a 50-year-old male is $25.00 a month
$5,000 for a 65-year-old male is $38.00 a month
$5,000 for a 75-year-old male is $63.00 a month

$5,000.00 for a 50-year-old female is $23.00 a month
$5,000.00 for a 65-year-old female is $31.00 a month
$5,000.00 for a 75-year-old female is $48.00 a month


$15,000 for a 50-year-old male is $69.00 a month
$15,000 for a 65-year-old male is 108.00 a month
$15,000 for a 75-year-old male is $183.00 a month

$15,000 for a 50-year-old female is $63.00 a month
$15,000 for a 65-year-old female is $87.00 a month
$15,000 for a 75-year-old female is 138.00 a month

For more information on how BMO Easy one stacks up against other simplified issue non-medical life insurance plans please contact us at 1-866-899-4849, or visit or Non-medical Life Insurance Quote Page.