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Term 10 or Term 20 Life Insurance: Which Is Better?
Which is Better?
Term 10 or Term 20
Photo by Larry Vincent
Term 10 and Term 20 life insurance policies provide premiums, which are level for 10 years or 20 years. RBC Insurance recently offered consumers the opportunity to combine Term 10 and Term 20 life insurance policies under one plan. As an additional benefit, they are waiving the policy fee, which is $40.00 a year, or $3.60 a month and they allow the insured to combine the coverage amounts in a policy banding strategy.
RBC Insurance has five banding levels, one at $100,000.00, one at $250,000.00, one at $500,000.00, one at $1 million, and one at $2.5 million. As the insured increases their banding level, the cost of insurance per $1,000 reduces.
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