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Desjardins’ Long-term Care Plan

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Our second in a series of close look assessments of three of the leading long-term care insurance plans in Canada is coming at you now. We began with Sun Life, but now we examine Desjardins Financial Security's Long-term Care Plan.

Pros

  • A major benefit is that the client gets to use the funds as he/she sees fit and not necessarily in any care facility.

Cons

  • Premiums are only guaranteed for the first five years.
  • The policy is a bit high at $150/year.

The following is an example of pricing for a 60-year-old, female non-smoker: $232.31/month We should also mention that premiums are lower for men.

If you like more info on this, or any other long-term care insurance plan, visit our Long-term Care Instant Quote Page, or call our office at 1-866-899-4849.

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Lorne S. Marr Insurance Services Limited
2900 John Street Suite 302   Markham,   L3R 5G3   Toronto, Ontario | GPS: 43.825131;-79.3536561
Office 905.248.4849 Fax 905.300.4848 | Contact via email
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