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New RBC Insurance Product
"RBC Insurance recently launched a new Critical Illness product which was designed by the Newmarket Ontario based Edge Benefits Inc. The plan will be automatically issued if the insured passes the nine qualifying questions. The questions pertain to the nine conditions covered under the plan: cancer, heart attack, stroke, coronary artery by-pass surgery, major organ donor transplant, occupational HIV, kidney failure, aortic surgery and heart valve replacement.
The plan is available in amounts of $25,000, $50,000 and $75,000 - premiums are priced based on 5 year bands. A couple of limitations with the plan is that it is not only available to applicants 55 or older and that base coverage on coronary bypass surgery precludes balloon angioplasty and stent placement; two procedures, which are used instead of bypass grafts."
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