Industrial Alliance Pacific Life policies

Pluses:

1. They have a unique pick-a-term policy, which allows the insured to pick between terms of ten years to 40 years.

2. They have limited pay options with the guaranteed cost of insurance on their Universal Life policies.

Minuses:

1. No participating Whole Life policies.

2. Limited disability Insurance solutions for professionals.

LSM Industrial Pacific Policy Reviews

• Industrial Alliance Revamped it’s Non-Medical Life Insurance Line-up

  Industrial Alliance has two non-medical life insurance plans. The first plan, The Alternative, has a limited number of health questions and the death benefit is limited to a return of premium plus interest, if the insured passes away from a non-accident in the first two policy years. Industrial Alliance's second non-medical life insurance plan, The [...]

• Industrial Pacific’s Universal Life Plan Genesis: a Competitive Coverage

  Industrial Alliance Pacific and its parent company Industrial Alliance Insurance and Financial Services Inc. offer a universal life policy branded “Genesis.” Genesis is available with face amounts as low as $25,000 (or $300 per year annual premium) and issue ages from birth to age 85. This plan allows you to choose between multiple cost of [...]

• Industrial Alliance Pacific: Pick-a-Term, Any Term

  Industrial Alliance Pacific and its parent company Industrial Alliance Insurance and Financial Services Inc.offer a unique Pick-a-Term program. The plan is available on an individual or joint life basis. Applicants can be between 18 and 70 years of age, and is available in face amounts as low as $20,000. The unique feature about the Industrial [...]

• Industrial Pacific’s Disability Insurance Plan: Gain Momentum

  Industrial Alliance Pacific and its parent company Industrial Alliance Insurance and Financial Services Inc. has a disability insurance plan called Momentum. The base plan provides income replacement coverage from $500 to $4,000 per month in the event of a disability due to injury. The plan has three waiting period options—0 days, 30 days or 120 [...]

Industrial Alliance Company News 

• BBD’s Diagnostic Specialist Access Insurance

  01/11/2012

  BBD's new group plan can bring unique benefits. To kick off the new year, BBD (Benefits by Design) will be launching Diagnostic Specialist Access Insurance underwritten by Industrial Alliance Pacific. This product allows employees and their dependents who are on medical waiting lists longer than 21 days immediate access to diagnostic examinations such as CT [...]

• Industrial Alliance & Industrial Alliance Pacific Guaranteed Withdrawal Benefit Plan

  10/16/2010

  Invest your money in a Guaranteed Withdrawal Benefit. Photo by Duckie Monster. Industrial Alliance and Industrial Alliance Pacific Guaranteed Withdrawal Benefit Plan are available throughout Canada. There are 54 funds available. The policies are available on non-registered accounts up to age 80. Available as an RRSP and a locked-in retirement accounts. The minimum initial deposit [...]

• Industrial Alliance Whole Life Insurance Facts

  07/28/2010

  Axis is Industrial Alliance's Whole Life plan. Photo by Lobster Stew Axis is Industrial Alliance's non-participating Whole Life policy and has the following features: 1. It's available throughout Canada. 2.  It's available on a life-pay, unlimited-pay basis. 3. It uses age-nearest pricing. 4. It has a reduced paid-up insurance option at the end of 10 [...]

• Industrial Alliance Reduced Term Rates

  08/13/2009

  Growing demand in the Canadian insurance market means Industrial Alliance has reduced its term insurance premiums by 5% as of August 10, 2009. The reduction applies to the following: New issues Term 10 and Term 20 policies added to Axis and Maxirance contracts Term 10 and Term 20 policies added to Genesis and in-force UL [...]

• Industrial Alliance Buys Money Concepts and AEGON Canada

  07/08/2008

  Industrial Alliance (IA) has obtained all regulatory authority approvals for the acquisition of National Financial Corporation, the parent company of AEGON Dealer Services Canada Inc., Money Concepts Limited and National Financial Insurance Agency Inc, the company announced in a press release. This transaction strengthens IA's position as a leader in the distribution of mutual funds [...]

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