905.248.4849
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Co-operators Life Insurance Company policies
Pluses:
1. They have a very competitively priced Term 25 plan.
2. They offer preferred rates on their term policies and their plans are convertible and renewable.
Minuses:
1. They use a captive Sales Force , meaning that their agents are limited to the products within the Cooperator's line-up and the companies with which they have formed an alliance.
2. Their Universal Life plan is not competitively priced at most price points and age brackets.
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LSM Co-operators Policy Reviews
Co-operators’ Term Life Policies: Individual or joint
The Co-operators are a major supplier of property and casualty insurance in Canada. They also market term 10 and term 25 life insurance plans through their captive sales force. Both term plans are offered on an individual or joint life basis. Their term 10 is not very well priced at most age groups; however, they [...]
Multiple Options with Co-operators’ Universal Life Plan
The Co-operators was founded in 1945 when a group of Saskatchewan wheat farmers decided to pool their collective resources to start an insurance co-operative. The company has made great strides over the past 60 years, and has a significant presence in the Canadian property and casualty market. All Co-operators insurance products are sold through a [...]
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[...] life coverage with a twist. One of the best plans around is Canada Life’s universal life plan. Co-operators’ universal life plan has multiple investment options, flexible premiums and level or increasing [...]