Co-operators Life Insurance Company

The Co-operators was founded by a group of Canadian farmers in 1945. Since then, it has grown to become Canada’s leading multi-product insurance company with the cooperation of ten like-minded organizations. They are a community-based organization with an emphasis on personal care and keeping in touch with clients.

The company focuses on both individual and group insurance products, including a variety of life and health insurance, travel insurance, auto insurances, home insurance and special risk insurance. Special risk insurance is especially recommended for non-profit organizations that rely heavily on hosting special events to raise their funds.

As the biggest farm insurance company, they know how important it is to meet each and every farmer’s specific needs by offering carefully developed products tailored to their unique requirements. They provide protection to over 47,000 farms throughout Canada.

The Co-operators also provide a wide range of wealth management products, well-selected investments, and real estate management services for customers seeking financial management.

Business owners are offered different coverages, various deductible amounts and policy limits to ensure safety and protection. All these services are available in over 600 locations across Canada. A local agent can offer professional advice and personal service. They also publish a newsletter to keep customers up-to-date with new products.

LSM Co-operators Policy Reviews 

• Co-operators' Term Life Policies: Individual or joint

  Co-operators' term 10 is not very well priced at most age groups; however, they are one of the few insurance companies in Canada to offer a 25-year term.

• Multiple Options with Co-operators’ Universal Life Plan

  Co-operators’ universal life plan has multiple investment options, flexible premiums and level or increasing death benefits. One major flaw with their universal life plan is that the company does not offer a level cost of insurance option.

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