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AXA Insurance policies
Pluses:
1.They have a built-in Extreme Disability Benefit on their term insurance policies.
2.They have a unique Disability Insurance program for blue collar workers.
Minuses:
1.They do not have a Term 30 policy.
2.Their Universal Life band is not competitively priced in any age bracket.
AXA Insurance News
Life Insurance for People Over 60
08/24/2011Those over 60 can get life insurance. Photo by Mrhayata Life insurance for people over 60 can range in cost significantly from company to company. Insured over 60 have a choice between term coverage, which starts off lower in cost and increases as the insured gets older, and permanent life insurance, which starts off at [...]
Affordable But High Quality Term Life Insurance Policies in Canada
07/19/2011Life insurance Companies that offer high quality at affordable rates. Photo by Duckie Monster LSM Insurance works with over 15 different carriers and offers terms on life insurance ranging from five years to age 100. The following is a list of the top Term Life insurance carriers in Canada for a 50-year-old male, non-smoker applying [...]
Comparing 10, 15, and 20-Year Term Insurance Rates
05/15/2011Think about how long you need insurance when considering a term plan. Photo by Doug Sheffer Term insurance policies provide level premiums for a stated term. As a rule of thumb, the longer the term, the higher the initial premium. The reason is that the insurance company carries a greater risk because you have a [...]
Term 20 Life Insurance for Seniors
04/30/2011Term insurance is an effective way to manage debt. Photo by Luciano Meirelles Vov e Vov An increasing number of Canadians are struggling under higher debt loads. In fact, a recent article in The Globe and Mail revealed that 44% of Canadians are carrying debt into their retirement. This debt comes in the form of [...]
AXA Insurance Revamps its Term Lineup
04/15/2011AXA has reduced its rates and launched a loan insurance program. Photo by Rana Ossama AXA Insurance reduced its Term Life Insurance rates and launched a new loan insurance program. Specifically, it reduced its Term Life Insurance rates in July of 2010, lowering its Term 10 premiums for insured persons age 50 and over. AXA [...]
Term 15 Life Insurance for Seniors
12/12/2010Many companies offer Term Insurance for seniors. Photo by Edwin Kelly Tofslie Term 15 Life Insurance policies provide coverage, which is level for the first 15 policy years. Most plans are guaranteed convertible and renewable. However, seniors may have limitations on those conversion options, as most Term life policies only offer a conversion plan up [...]
AXA Assurance Term 20 Plan
11/02/2010AXA Assurance's Term 20 policy is guaranteed convertible and renewable. Photo by Lupaz AXA Assurance offers a Term 20 life insurance policy which is available throughout Canada. It is available to insured ages 18 to 65. The other plan features include: 1. Coverage that is guaranteed renewable and convertible to a permanent plan without a [...]
Whole Life Insurance for Seniors
07/30/2010There are a variety of life insurance options for seniors. Photo by Manuel Mc Whole Life policies for seniors can generally be broken down into three categories: 1. Traditional Whole Life policies, which ask a series of health questions and require a medical test. 2. Simplified Issue Whole Life policies, which ask a shorter [...]
Six Great Life Insurance Deals
06/20/2010Save money with the best life insurance deals Quite often people are presented with "Can't Miss Deals." Life insurance is generally not thought of as one of those opportunities, but those deals are out there. Don't believe us? Just take a look at these six life insurance deals: 1. Manulife's Children's Term Rider. Manulife's Children's [...]
Changes to Whole Life Insurance Marketplace In Canada
05/04/2010Talk to your insurance broker about the changes to the Whole Life market. The Insurance and Investment Journal gave a snapshot summary of some of the enhancements to the Canadian Whole Life insurance market. Assumption Life has introduced a new participating Whole Life policy, which is available on a lifetime pay or 20-year pay basis. [...]
A.M. Best Ratings for 2009-2010
04/23/2010Most credit scores of insurance companies are stable Photo by Balazs Gal A.M. Best is a credit rating company for the insurance and banking sectors. Consumers use it to assess the financial strength and credit worthiness of their lending institutions. The following are the ratings for March 2010 and the fourth quarter of 2009: AM [...]
Life Insurance Policy Fees
04/02/2010Don't let policy fees nickel and dime you by Garry Knight Life insurance policy fees are a built-in fee, which covers the administration of the policy. The fee is hidden within the premium, but can be found with the policy document. The following is a summary of term 10 policy fees charged by Canadian insures. [...]
Group Critical Illness Insurance Sales
03/23/2010The Top Companies for Group Critical Illness Group Critical Illness insurance sales are on the rise. As reported in the February 2010 issue of the Insurance Journal. Recent data shows that growth of Group Critical Illness sales were seven times stronger than the Group Insurance sector as a whole. The Insurance Journal highlighted 13 of [...]
AXA’s new line of accumulife option funds brings numerous advantages
08/14/2008The AXA Group has introduced a new line of accumulife option funds that brings together investment managers with 12 investment options, offering funds that range from fixed income to maximum growth portfolios. In a recent press release, AXA listed several advantages of these accumulife option Guaranteed Investment Funds. They include: A wide range of [...]
AXA’s new underwriting system: faster for clients, easier for brokers
08/07/2008In a recent press release, AXA Insurance announced that they were implementing a new teleunderwriting service for obtaining medical questionnaires: Through BW Underwriting Services Inc., a teleunderwriter will be contacting your clients directly as needed to complete certain medical questionnaires. This third party will free you from repeated visits and from being accountable [...]
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