ACA Assurance

ACA Assurance, also known as the Association Canado-Américaine, is the only Franco-American fraternal benefit society of its kind. It offers a variety of insurance products to its members. ACA Assurance’s own travel agency organizes trips, social and cultural activities for members, awards scholarships, and publishes its own monthly magazine, Le Canado-Américain. Members of ACA Assurance usually live in North America, and are mostly concentrated in New Brunswick, Ontario, New England, Québec, and Louisiana. These are the regions where ACA is licensed to operate.

Its products include whole life and term life insurance, accidental death and dismemberment, travel insurance and more. Basic membership in ACA Assurance is only $25 per year. In return, members receive cultural benefits and a family accident cash plan, paying up to $10,000.

One of ACA’s most interesting product is Guaranteed Life. It is a permanent whole life insurance plan for anyone aged 40 to 85 with difficulty obtaining insurance elsewhere; there are no health questions asked and no medical exam required.

They also offer Term 28 life insurance, an ideal protection for children, students and young workers. This insurance is payable until, and expires on, the insured person’s 28th birthday.

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