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Desjardins Guaranteed 10-Pay and 20-Pay Universal Life Plan

Canadien money by Duckie Monster
The cash surrender value on this plan
can increase 200%.
Photo by Duckie Monster

Desjardins offers a guaranteed 10-Pay and 20-Pay Universal Life Plan called Precision 10 UL or Precision 20 UL. Both of these policies offer permanent life insurance and a limited payment option feature.

The premiums can be payable for ten years or twenty years, guaranteed. The policy also offers a guaranteed cash surrender value. The surrender value increases with each policy anniversary and can exceed 100% (or even 200%) of the total premiums paid. Moreover, with Precision 10 or Precision 20, guaranteed cash values can be enhanced by the benefit of additional tax-sheltered deposits.

The policies are eligible for multi-coverage discounts. Optional benefits and riders can also be added to the plan. For more details on Universal Life Insurance in Canada, please contact us at 1-866-899-4849 or visit our Universal Life Quote Page. 

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LSM Insurance Services Ltd.
2900 John Street Suite 302   Markham,   L3R 5G3   Toronto, Ontario | GPS: 43.825131;-79.3536561
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