Manulife Financial’s Disability Insurance to Long-Term Care Conversion Feature

Turn Disability to Long-Term Care
with Manulife's Conversion Feature.
Photo by Michael Carian
Manulife Financial offers non-medical conversion from its Disability Insurance policies to its Long-Term Care Insurance program.
The following is an example of how the program works:
A Manulife client who has a $2,000 monthly indemnity disability plan would be able to convert up to $2,000.00 a month of Manulife Long-Term Care Facility coverage or $1,000 a month of in home care coverage. Those clients older than 65 will have the amounts available for conversion scaled back. There are no medical tests with the conversion, but there are a short series of health questions, all mainly determining if the client is likely to claim in the near future.
For more details on Disability Insurance or Long-Term Care Insurance policies in Canada, please contact us at 1-866-899-4849, or visit our Disability Insurance or Long Term Care Insurance Quote Page.
Posted by Chantal Marr.


I would like to know more about the Manulife non-medical conversion from Disability Insurance to its Long-term Care Insurance. I am a 49 year old female, smoker, in good health and have never been denied insurance coverage but I am looking toward my future.
The rates for the coversion would depend on the amount of coverage as well as the features selected in the long term care plan.