RBC Insurance’s Term 100 Life Insurance Policy

RBC Term 100 offers lifetime protection.
Photo by mrhayata

RBC Insurance offers a Term 100 life insurance policy which provides fixed premiums to age 100 and lifetime protection. The policy is only available on a life-pay basis and is not available in a limited-pay version.

Additional features of the policy include:

• Limits of a $10,000 minimum policy and a $10M maximum policy.
• Issue ages that span 18 to 85.
• The policy is available with a number of riders, including a Term 10 or Term 20 rider, as well as a total disability waiver, accidental death benefit, payer death and disability waiver (in the event that the policy is different than the life insured) and a children's term insurance rider.

RBC Insurance also offers Term 100 policy on both a preferred and standard rate basis. Most term 100 providers only offer Term 100 coverage on a standard rate basis. This provides a unique opportunity for insured people that are in excellent health and looking for a Term 100 solution.

The following is sample pricing on RBC Insurance's Term 100 plan at standard rates:

40-year-old, male non-smoker $250,000.00 Term 100 coverage is $1,307/year.

45-year-old, male non-smoker $250,000.00 Term 100 coverage is $1,778/year.

50-year-old, male non-smoker $250,000.00 Term 100 coverage is $2,507/year.

For more details, you can contact us at 1-866-899-4849 or visit our Permanent Life Insurance Instant Quote Page.

Posted by Chantal Marr.