It is great to work with Andrew.
He asked me all of the questions that were pertinent to assessing my risk then developed a plan to protect my best interests.
He was able to put together a series of quotes from different companies, including RBC, Manulife, BMO and Canada Life to name a few, showing me the differences in price and product offering and discissed the value of each company.
Thank you Andrew for sharing your time to make sure that what I was mowing forward with I thoroughly understood and fit my budget.
I would definitely recommend Andrew anytime.
LSM Insurance provides an extremely valuable resource with their website. They answer many questions right on the site and really take a lot of the mystery out income tax, life insurance and benefits. They have saved me a lot of time and headaches in searching for answers!
After having been self-employed for over 16 year, I always wondered what would happen if I were unable to work due to sickness or cancer and didn't really worry too much about it until recently, specifically when I purchased a property.
I have been doing business with Andrew Burdi for numerous years. At the beginning, I was not knowledgeable about the insurance industry whatsoever. When I met Andrew, he was able to explain my various options in a very precise and understandable matter.
I found Andrew to be extremely knowledgeable with all his products, and was very thorough and patient. Andrew deals with over 15 companies so I felt that I was provided with so many choices and was able to get the best value. I did speak with another agent who dealt with only 2 or 3 companies and the difference was that Andrew work for those companies, too, but he also offered unbiased advice relative to those companies. He truly never pushed one particular company. It was clear that I wanted to work with Andrew and I continue to do so.
I found Andrew to be honest, patient and well read with all of his products and I would have no problem recommending him to my friends and family and in fact, have done so already!
Thanks for making the difficult world of insurance seem easy.
It was last October when I decided that it would be a good idea to protect my pay and acquire disability insurance to cover my greatest asset, my income. After searching the internet, I found LSM Insurance on the web and quickly realized that I was at the right website.
I was referred to Andrew Burdi, LSM's living benefit expert, who took the time to explain how I could protect my retirement from life's uncertainties, such as cancer, heart attacks or simply being too hurt or sick to work.
We set a meeting and Andrew came to my house and we went through evaluating my needs in the event of a critical illness and or disability. We applied for coverage and I was approved.
Ninety days had passed since Andrew delivered my critical illness policy and it was time for my annual physical. Unfortunately, testing concluded that I had advanced colon cancer. Within 5 days of being diagnosed, I had to go for surgery.
Fortunately I took Andrew's recommendation. Andrew asked me if I was comfortable with the idea to have him come to the hospital to complete the claim forms to get things moving. I signed off to have Andrew assist me with the claim and he was instrumental in doing just that, gathering information then calling all the specialists involved.
Today I am fortunate enough to have a $ 100,000 tax free cheque delivered to me by Andrew Burdi from LSM to simply allow me to focus on getting better which give me the financial freedom to focus on my recovery which is now my first priority.
Four months ago I knew nothing about critical illness coverage until I met with LSM. Thanks to Andrew and LSM today I received a cheque for $ 100,000.
Thank you again for all your support and your willingness to assist with the claim personally.
When selecting life and disability insurance, I was fortunate enough to engage Jack Bendahan of LSM Insurance. Jack’s professionalism and enthusiasm made me feel immediately that I had chosen the right individual to represent me. I would highly recommend Jack and LSM Insurance to anyone seeking competent insurance representation and advice.
Going through Jack Bendahan of LSM Insurance helped me understand what Life Insurance really means for my family - Security and Trust. That's what I needed and he provided it with great knowledge.
Jack Bendahan of LSM Insurance facilitated two (2) insurance policies that fit my financial needs and lifestyle in 2006. After signing the policies, my dealings with Jack and LSM never ended as he referred me to someone who helped me buy a house and he also gave me tips regarding insurance mortgage. He is not like a car salesman where once a deal is closed, you are basically on your own. Jack will not stop being a professional insurance/financial advisor as soon as he closed his own deal(s). He will see to it that he will be there for any assistance that you require within his expertise and reliable network. For my friends, acquaintances and work colleagues who've asked me for a financial advisor, I never hesitated in giving them Jack's contact information.
Although we both had life insurance with our employers, my husband and I always wanted to make sure we had extra life insurance especially with young children and a mortgage. Once the children grew up, graduated and got married we realized we did not need as extensive coverage. Our former Insurance Company was not able to provide us with suitable and more practical options except for raising our premiums because of our ages and never answering our telephone calls. We looked around for alternate Insurers and found Jack Bendahan "The Life Man" of LSM Insurance. We found him to be a very personable and professional young man who met with us in our own home to discuss the various options available. It is comforting to know that our life insurance needs have been addressed based on our changing circumstances and that Jack is always readily available should we have any questions.
Mary and Phil F.
You have a truly excellent website.
I used it to compare personal tax rates at different pay scales, and I used it to estimate term insurance needs for a business buy-out.
Well done, and I sincerely wish you all the success you deserve.
Syed M. Raza of LSM Insurance is one of the most patient and understanding individuals I've dealt with.
It was my first time getting a life insurance and he made it extremely easy and straight forward. There was no pressure and he made the process go very smoothly. I would certainly recommend LSM Insurance to any future individuals who may need insurance. Thank you Syed for a wonderful stress-free experience.
Queen Cruz Espiritu
Jack of LSM Insurance is one of the very few honest and knowledgeable insurance persons out there. My wife, Farzana and I were shopping for insurance back in 2006 when we came across LSM Insurance and Jack. He gave us all the time we needed and went through the various options in great detail and answered all questions to our satisfaction. In 2009, we were blessed with a baby girl and have since purchased a second policy through LSM Insurance. Jack is very passionate about his job and and is truly the "LIFE MAN".
I was looking around on the internet when suddenly I saw the LSM Company website, and they immediately contacted me through MR. SYED RAZA. With his exceptional patience and warm accommodations, I felt very comfortable with the service he gave me and he answered all the questions about my existing Life Insurance, through him I’ve learned so many things and the best part is that he never pushed me to take anything from his presentation. He gave me enough time to choose and know what I really needed at that time. May I mention too, that unlike other agents that will just call you because you haven’t bought anything from them yet, I’m very proud to say that until now, SYED and I are still communicating after I decided what to get. For that, I will definitely recommend him to anybody. Thank you Syed, you’ve really given me a two thumbs-up service!
I've known LSM Insurance team for over seven years. They always deliver outstanding service and provide unbiased, quality advice, ensuring you get the best life and living benefit insurance plans available.
I couldn't be more pleased with the service provided by LSM Insurance. They have been looking after my family's insurance needs for many years.
Their service has always been outstanding and I would highly recommend anyone seeking to purchase insurance place a call to LSM Insurance team.
I wanted to thank you for the excellent service you provided. You were very thorough in your explanations and I wouldn't hesitate to refer you in the future.
I just wanted to touch base and thank you again for your help in solving our insurance needs. As you know, I had difficulty obtaining insurance in the past and I really appreciate you searching the different insurance companies in order to get me a life insurance plan at an affordable rate. The service was also excellent through the application process.
I have been a client of LSM Insurance for several years.
In 2002, I was declined for life insurance. At that time, I decided to contact the LSM Insurance team. As my family's primary breadwinner I applied for mortgage life insurance to protect myself and my three young children if anything should happen to me.
In keeping with the standard insurance processes I underwent medical exams and provided some blood samples. I received a letter from the insurance company that I was denied coverage. It turned out I had diabetes. My wife was very upset - we were concerned with how our expenses would be paid if I died.
Thankfully due to a change in lifestyle my health greatly improved and LSM Insurance was able to shop the market and get me a terrific plan at a great price.
I have been very impressed with the service provided by the LSM Insurance team - their follow up has been excellent.
LSM Insurance team was highly recommended for our insurance needs and our first meeting confirmed what we were looking for: integrity, honesty, competency and affordable products.
Also throughout the process, the LSM Insurance team kept us informed on the status of the application and was involved in clearing all obstacles. This is what we really appreciated, as their follow-up was 110%.
With this kind of service and dedication, there is no doubt that we will be with LSM Insurance for the rest of our lives.
Your tax calculator is GREAT and the information on your site is even better.
As a self employed business person – time is a valuable commodity. What I like most about your site is the information is laid out in an easy understandable format without a lot of fluff.
It's been a pleasure having you handle our family's insurance needs. You had a real interest in finding out about our aspirations and goals and took the time to find the best possible solution.
You put the „pro“ in professional and we look forward to working with you and the future.
John and Linda Bewer
I wanted to thank you for doing such a terrific job in servicing my family's insurance needs. You made the entire process fun and easy and you gave us the best rate on the market.
I was also very pleasantly surprised to hear I won a brand new iPod. Thanks again and keep up the terrific work .
I have been very happy with LSM Insurance. Not only did I get an immediate quote to my insurance inquiry, but they followed up promptly and finalized everything in the comfort of my own home. The LSM Insurance team got me the best deal out there.
Thanks for everything.
I wanted to express my sincere gratitude for the way you and your team handled my wife's death claim on her insurance policy. It is my belief the measure of an insurance broker is his/her responsiveness at a time of need.
When my wife passed away I contacted your office and you treated my claim as a top priority. You returned my call immediately to get the claim process started and provided a clear and concise summary of what documents were needed to have the policy pay out as quickly as possible. You walked me through every step of the process and I sincerely thank you for being so available, attentive and courteous during such a challenging period in my life.
We have been clients of LSM Insurance for over nine years, and we have always found the LSM team very responsive to all our insurance and financial needs.
When I arrived to Canada, I knew I wanted to protect my family and make sure there was enough money in case something would happen to me. I also knew I wanted my coverage to last for life, not end in 10 or 20 years.
Andrew Burdi offered an unbiased review of all of the top companies in Canada and was able to deliver exceptional value and the lowest price for the best possible coverage I could get.
I also referred Andrew to a good friend from my country and he used a different company in his case, because his criteria were slightly different.
Andrew, thanks again for your hard work.
The LSM Insurance team was introduced to us by Empire Life. We were very displeased with our previous broker - the service was unacceptable. We were also extremely frustrated with the fact that our questions were not being addressed an our concerns were being ignored.
The LSM team took the time to listen and get our complaints resolved in a timely manner. We were very impressed with their "customer first" approach.
LSM Insurance also got us a great plan at a terrific price.
Lucien Graur and Anda Graur
I have worked with LSM Insurance and I am now one of their clients.
I would strongly recommend the LSM team to anyone looking to review their life or health insurance needs. LSM Insurance has been a leader in the industry for many years and provides outstanding service.
Carlos Hugo Ponce Torres
Thank you for helping out with our insurance needs. You set up a great plan at very affordable rates. We look forward to having you assist us in the future.
Nathaniel & Tess Mariano
I have been a client of LSM Insurance for several years.
I have always been very happy with their professionalism and their first rate follow-up.
I would highly recommend the LSM team to anyone who is experiencing life changing events which may cause them to re-examine their insurance.
Thank you again!
You made the whole process of buying insurance simple and easy for us.
We very much enjoyed doing business with you and would unequivocally refer your name to friends and family looking for assistance with their insurance and financial needs.
Radmir and Pranvera Xhabija
Thank you for your assistance and guidance.
Choosing the correct products for us was very important. We are quite comfortable with our selections.
We would also like to thank you for your friendly business style and the efficient manner in which everything was handled.
Catherine & David Dicks
I want to thank you for your prompt service in dealing with family's life insurance needs.
My husband and I had not talked to our Canada Life broker since he left the business many years ago and we were concerned our current plan did not suite our needs. The premiums had been increasing annually for over 10 years.
You took the time to research our policies and were able to make the appropriate adjustments to our insurance plans to better align the program with our current needs.
Thank you again for all your help.
I was thinking of buying Life Insurance for some time and was very pleased with the approach you used in analyzing my insurance needs. I have been approached by many pushy insurance people in the past and I was surprised and impressed at what a difference a good broker can make. You were pleasantly persistent and very responsive to my questions and concerns.
Your standing as one of Canada's leading life insurance brokers is well earned and I feel very comfortable with you looking after my insurance needs in the future.
We have been clients of LSM Insurance for 8 years. They have been an invaluable resource of information for all our insurance and financial inquiries.
We had dealt with many other brokers and agents before meeting the LSM team and they all lost touch after the sale was made. People from LSM care about their clients and that's why we have and will continue to refer all our friends and family to LSM Insurance.
Keep up the great work.
Ramesh and Nirmala Karia
I just wanted to thank you for your outstanding service.
You spent the time necessary to insure I got a great plan at a terrific price.
I look forward to dealing with you in the future.
I was truly impressed with the time and energy you put forth in serving my insurance needs.
It's easy to see why you have been such a success in your chosen profession.
I have been a client of LSM Insurance for quite some time.
I have always found them to be very responsive whenever I have had inquiries about insurance. I have referred LSM to many of my friends over the years, and I will continue to do so.
I have been in contact with many sales representatives in the past, and continue to find LSM Insurance's service to be of the highest quality.
I just wanted to thank you for your continuing services in terms of insurance and financial needs. You continue to exceed my expectations and provide me with top-notch service. Congratulations on your recent accomplishments, and I am sure you will continue to be a leader within your industry.
I look forward to working with you in the many years to come.
I would highly recommend the LSM Insurance team for anyone who is thinking of reviewing their financial needs. They are committed to customer service and professionalism and bring clarity to the financial planning process.
Dr. Elliott Steinberg
Thank you for proving a complete analysis of my insurance needs.You took the time to shop around to make sure I got the best rate possible.
Aman provided the most attentive and personable service I have experienced from an insurance agent. The bonus was that he was able to get me a rate quote considerably lower than anything else I had been offered.
I would definitely use Aman's services again and recommend him to my colleagues and friends.
Tom Carey, Guelph, Ontario
I work with LSM Insurance on the paramedical side of the industry. Quality Underwriting Services set up the insurance medicals. The LSM team are very easy to work with as they always prepare their clients for the medical procedure prior to our health team going out. This preparation is key and the reason for successful and smooth appointments for their valued clients.
Ms Robbie Gardner RN
Vice- President Marketing
Quality Underwriting Services Ltd.
3 Centre Street, Ste. 206
Markham, ON. L3P 3P9
I would strongly recommend LSM Insurance to anyone looking at reviewing their life or health insurance needs.
LSM's service is first rate - their website is filled with value-packed information on life, disability and critical illness insurance. I found their insurance needs calculator very user friendly and I was able get an instant life insurance quote in seconds.
It's easy to see why LSM Insurance is a leader in the industry.
We want to thank you for the excellent customer service and value of your products. We are particularly happy with YOU as our provider. You have been very informative and have met all of our needs in a timely manner. I will continue to refer LSM Insurance without hesitation!
If you are considering purchasing any Financial or Insurance Product and Services, then there is only ONE provider that you should consider dealing with and that provider is: LSM Insurance.
I have been a client of LSM Insurance for three years and have been extremely happy with their service.
Their approach is straightforward and is time friendly. It's a great feeling to know I have first rate professionals looking after my insurance and financial needs.
Thank you for all your help!
You were referred to us by a friend and we were thrilled with the level of service you provided.
You made the entire process of buying insurance enjoyable and you saved us money in the process.
Raymond & Shauran Ramdihal
I’ve always had my insurances paid for by the company I work for and I always ended up continuing it when it is time to sever ties. When I felt the need to have another insurance, I did not know anyone in the industry. I was lucky enough to have googled the right provider - LSM Insurance - and met Syed Raza, who is a warm, professional, and very patient person. Syed never pushes you to sign up. That I find really amazing as most agents would push me to decide. He took time to visit me in my office to explain the details. Until now, Syed still continues to provide answers to my queries and I have been grateful to him for that.
I have recommended Syed Raza and LSM Insurance to the people I know and will not hesitate to that in the future. I am very happy with the excellent service and care that I have received.
Cristina E. Ozoa
We were very pleased with the service provided by LSM Insurance.
They were persistent without being pushy and helped us get a great plan at a great price.
After the SARS outbreak last year, my wife and I looked at our existing insurance coverage and questioned whether it was sufficient. We called on you to evaluate our coverage, and were impressed with your knowledge and expertise. We found you very pleasant to work with, and were pleased that you were available to us for appointments and times that were convenient for us.
Thank you again for your skilled and kind assistance.
LSM Insurance was referred to me by a close friend.
I had spoken with several insurance people prior to meeting with the LSM team and I was very impressed with their straightforward approach.
I am very pleased with the plan they set up. It's easy to see why they have become so successful and I would not hesitate to refer others looking for insurance and investment solutions to LSM Insurance.
I had originally shopped for insurance on line and I had come across your website.
Your service has been outstanding and you helping me get an exceptional rate on my life insurance.
I look forward to working with you in the future.
On our web search for life insurance, we were fortunate enough to meet Syed M. Raza of LSM Insurance. He patiently listened to our needs and concerns and hence provided us with the best solution and advice suited uniquely to what we had desired for the financial security of my family. I recommend the services and help of Syed Raza at LSM Insurance to anyone who is looking for financial security and peace of mind."
Thank you Andrew for helping me, you explained me how to find he right coverage at a price that I can afford for my family. He was slow and helped me understand what I needed!
Thank you so much and God Bless You
Thank you Andrew! We are thankful that Andrew helped us fix our policy the cost of which was rising every year and we were not aware of this. Andrew came over and revealed that our policy was a ticking time bomb. Thanks to Andrew – he found the problem and me and my family are protected now.
I have known Aman for around 4 to 5 years and have found my interaction with him very delightful. He has expressed genuine care in taking into account mine and my family's insurance needs.
In his dealing with us, he has come across not as a sales person but as an individual who cares, who is sensitive towards our financial welfare both as an advisor and as a friend. I would like to have him meet, whenever possible, more people who he could help in their insurance needs!
Pastor Michael Tourangeau
From our first meeting, I understood that Aman knows his profession that he represents. He is very thorough and explained the solutions really well in addressing my needs. I found him to be a good person to do business with- very friendly. He relates to people very well and I enjoyed his presence. I would consider Aman to be highly recommendable.
Pastor Doug McClain
We got talking to Aman while looking for life insurance. We wanted a detailed insight to the several options available to us. We found Aman very knowledgeable in the subject of insurance. As a broker he could explain the various products and plans to us.
More importantly, he also explained the entire process of getting insurance and underwriting to us. He is not pushy or in a hurry to sell anything. He focused on our needs and hence gave us a sense of comfort. We found him very friendly and well conversant. His knowledge and personality would encourage me to refer him to the people I know looking at life and health insurance options.
I felt very comfortable working with Aman. His knowledge on insurance was very impressive. He explained the options available in detail which made my selection process very easy.
I found Aman very friendly. I was very impressed with his demeanor and the patience he showed during the entire process. His follow-up was very effective and timely matching my needs. I would definitely refer him to other people.
Jude Glen Fernandez
We found Aman a very courteous and a professional person. He was willing to meet us whenever we were available and that meant working around our busy schedules. Over the years as our needs have changed, Aman was able to offer plans matching the changing needs.
I have found the LSM website immensely useful and I'm grateful for you agreeing to let me use some of your information on disability insurance - more specifically your breakdown of partial versus residual disability insurance - for my new book. This will greatly benefit my students. I also appreciate the responsiveness and professionalism of Syed Raza.
Many thanks to LSM insurance.
Lisa Harbinson wanted a new life insurance policy for her mother Joyce. She thought mom was paying too much at over 0 a month for a ,000 term policy that she had borrowed money against and now it was time to pay it back. Obviously, Lisa thought it was also definitely time to look for a more reasonable plan that wasn't about to expire.
In addition, she began to research the cost of funerals, so she could purchase exactly the amount she needed to give her mother a proper send off, but little did she know at the time, that send off would come so soon.
I really appreciate the hard work Andrew Burdi and LSM Insurance have done for me. I had been insured with a company for years and only recently learned it was Term insurance, I had no idea what that meant.
Andrew took the time to visit me at my home at a time convenient to me. Together we called the head office of my existing insurance company and found that my premiums which were a month for the last nine years were going to go up in a year at my 80 to 3 per month. The following year the premiums were to rise up to 5 a month and the subsequent year the premiums were supposed to go up to 0 per month.
When I heard that's I was very disappointed and confused how this happened to me.
I'm on a fixed income and I need this policy for my final expenses I'm really glad that Andrew too the time to explain things to me. He researched the market place and was able to find me a reasonable priced plan - one where the premiums will never increase. This cost certainty is crucial for me given I am on fixed budget.
If anybody is concerning purchasing personal insurance I would most definitely use LSM Insurance and ask for Andrew Burdi, because he really knows his stuff.
Thanks again for setting it straight for me Andrew, your most appreciated
Lewis W. Best
I use to work for LSM Insurance and can tell you first hand this is great place to buy your life, disability insurance or critical Illness insurance. Their honest and reliable and the service is outstanding.
You have a great website and your team does a top notch job.
The life insurance industry in Canada has undergone a lot of change and you've done a terrific job staying up to date with these changes.
Senior Sales Consultant
The EDGE BENEFITS
We want to thank Aman for his attentiveness and his committment to customer service. We appreciate his time in guiding us to the right policy.
We feel very comfortable with our insurance needs at present.
Thanks for the time you spent with us.
Stanley and Elizabeth Hmiel
Speaking from the perspective of parents with a young family, as soon as each of our daughters were born, our lives of course were forever changed. Like all good parents, we naturally went into "protective" mode and everything we lived and breathed beyond that point was in consideration of our girls first! The "what if's" began to enter our minds... "What if one of us becomes ill or dies?" We could not begin to completely enjoy this journey with our daughters without the security of knowing that in the event of a tragic accident or sudden illness, the remaining parent would be taken care of and be able to focus on being a supportive parent, not just focused on keeping a float with paying all the bills. We always had mortgage insurance through our financial institution and with our growing family, we decided to look into the terms and conditions and overall reliability of this policy. To our surprise and disappointment, we had been contributing our hard earned dollars to something that may not have necessarily helped us in a moment of need! Message here to all young families with or without children, reevaluate your life insurance plan and make sure your investment is concrete! In researching mortgage and life insurance brokers, we came across this article which swayed us into contacting LSM Insurance.
We were referred to Jack Bendahan a senior broker at LSM Insurance. As soon as we met Jack, we knew we had made the right decision. Jack and LSM Insurance don't employ high pressure sales tactics - Jack came with facts, personal experiences and a very candid and warm personality.His passion for what he does is very apparent and personal! He made us feel extremely comfortable with the process of defining our personal needs.
As much as discussing the eventuality of death or illness is not pleasant, it helps to have someone like Jack put a positive spin on the planning process. When all of the options are laid out in front of you and explained in plain language, you instantly begin to see the value in being proactive and realistic.
My husband Mark and I were both a bit apprehensive and intimidated by the process of choosing the right plan for us because we’ve made mistakes in the past but it really comes down to finding the right person to help you make that decision. Jack has a young family of his own and he speaks to you as somebody who really understands your needs and more importantly your feelings about protecting your family. We not only have our own insurance broker now, we have a new friend.
I thank Syed Raza and LSM Insurance for their hospitality and understanding towards helping me organize my financial situation. They directed me to a debt free lifestyle, Syed's tips and advice were very helpful. Without his help, I don't think I'd have money saved up.
On Behalf of the Crease Family, we would like to thank Aman Kapur for making this transition very pleasant and easy experience. We found Aman Kapur to be a very knowledgeable and friendly financial advisor and help us with all or questions and concerns.
It was a great pleasure to work with Aman and LSM Insurance. The personal touch really made me feel comfortable with the whole process. We were well-informed and LSM's focus on customer service and satisfaction made them the company we wanted to trust with this big decision.
I think this site is awesome and will recommend it to anyone. The info you guys provide for free and with good nature make me feel as if I should be paying for your service.
Please keep this site alive and kicking, it's a great reference tool.
Jaebue Daniel Lee
I’ve known LSM Insurance for many years.
As someone who has worked in the insurance industry for over 20 years – I am very selective about the types of organizations I recommend.
LSM Insurance provides top flight service to its clientele. Constantly staying ahead of the technology curve, LSM Insurance is one of Canada’s top resources for life and living benefits information. People considering doing business with his firm are without question, as informed as any clients in the industry. They are true professionals and pay attention to detail. LSM is well positioned to support individual’s insurance needs far into the future.
For nearly six years now our organization, The Gryphin Avdantage Inc., has had a relationship with LSM Insurance as a supplier of life and living benefits insurance. LSM Insurance has consistently performed as an industry leader in both the level of production, and the quality of the business.
Our firm values our relation with LSM Insurance and strongly recommends them.
I am highly impressed with the forum and the level of detail of information provided within it. Just looking at the dates and time alone from each thread, the moderators were quick to provide an answer instead of directing the users to other information which are usually vague and does not necessarily answer directly to the user's individual and unique problems. Highly recommended for anyone and everyone residing in Canada!
I thank you very much for your help and guidance with our Critical Illness insurance needs. You were very thorough in your explanations and while the application process took much longer than we initially anticipated, we were very pleased with your follow-up and the final outcome.
We wish you continued success and look forward to working with LSM Insurance in the future.
Full letter of Michael and Patti Dicio
The online support offered by LSM Insurance is second to none. Specifically, their online tax calculator is more sophisticated than any other available resources, and provides clear, easy to understand tax estimates.
The tax forum with user questions and LSM Insurance responses is an excellent source of information for Canadians with varied tax scenarios, and many different tax situations have already had comprehensive and informative responses posted. Nice site, nice people!
I think this site is awesome and I would recommend it to anyone. The level of detail, the organization and relevance of info is quite impressive. What makes it even better is the prompt response from the moderator, which is absolutely for free!
Noor - thank you so much for your time and your patience and detailed information. You are doing a wonderful job and I certainly appreciate your efforts in answering all of my many questions.
Kudus to you for persistence and the people who work on the website, it is great for customers to have this type of helpful information. It builds loyalty, trust and credibility, something that insurance companies and consumers need more of these days.
Both my wife (Wilma de Boer) and myself, (Carl de Boer) want to express our sincere appreciation for Ms. Noor Kapur. Prior to meeting Ms. Kapur representing the LSM insurance company, we had considered other insurance companies. However, shortly after we personally met Ms. Kapur, we felt that she truly represents the slogan LSM insurance uses - "A partner you can trust."
Mr. Kapur, explained the policies and answered our questions very professionally, and with patience to help us understand our policies with LSM insurance.
Thank you, Ms. Noor Kapur for your excelent help and services n behalf.
With sincere appreciation,
Carl and Wilma de Boer
As a migraine sufferer with a bad back, she is unable to work and tries to make ends meet on the extremely low fixed income support cheques of the Ontario Disability Support Program. It took her second husband Dan Jardine to insist that the two get life insurance and his help to pay the premiums before she ever considered it as something
Then, in August 2010, four short years after purchasing two ,000 life insurance policies in each other's name, Dan was the victim of a tragic accident. A laminator by day, he would often help friends with small construction projects that they couldn't do by themselves by night. It was one of those times when he fell off of a friend's roof and fell into a coma. A few days later, Carolyn had to make a heart wrenching decision:
"I had to pull the plug. Dan's body was so badly damaged and, according to the doctors, he wasn't going to come out of it," she says. Because I love Dan to pieces, I mean, I loved him so much, I went through a very hard time where I couldn't even talk or call anybody."